RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Update Your Bedding with Three Hot Trends

September 23, 2014 1:31 am

Nothing transforms the look of a bedroom faster than new bed linens. Whether you want to create a serene atmosphere, liven up a neutral space or swap your bedding for a seasonal alternative, consider introducing one of this year’s trends – white, stripes or geometric shapes – that fit beautifully with any existing décor.

White – White is the color of soft, pillowy clouds. To avoid that sterile, ‘blank slate’ feel, layer white in varying shades and textures, such as a cream-colored throw blanket, sandy-white pillows or eggshell lampshades.

Stripes
– Typically found in nautical décor, stripes add visual interest and can be preppy, modern or vintage depending on the dimensions of the pattern. Wider widths and vibrant colors make a dramatic statement; pinstripes and muted colors are much more subtle.

Geometric – Geometric-shaped patterns speak volumes about one’s personality, so incorporate according to your style and preferences. Geometric prints on larger areas, such as a comforter, quilt or bed sheets, have greater impact, but smaller geometric bed accessories, such as pillows, have longevity.

Source: ApartmentTherapy.com

Published with permission from RISMedia.


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Five Questions to Ask Your Financial Advisor

September 23, 2014 1:31 am

Is your relationship with your financial advisor productive? Are you confident about your financial decisions after leaving a meeting, or are you left scratching your head at the proposed investment strategy? Take the lead with your financial advisor by asking these five questions.

1. Are we on the same page?
Have you communicated your investment goals clearly to your financial advisor? With a clear goal in mind, outline long-term objectives, as well as your approach to investing. Setting these expectations will help you avoid searching for a new advisor or worse – potentially damaging your portfolio.

2. How will you achieve my financial goals?
Whether you’re seeking to gain returns or minimize your taxes, it’s important that your financial advisor informs you exactly how he or she is going to make those goals a reality. Be wary of false promises – no matter what your advisor tells you, the stock market is unpredictable. Another red flag: your advisor has not reviewed your tax returns.

3. Can you explain this better?
Financial advisors often use professional terms that may or may not resonate with the average investor. While it’s great that they know their stuff, don’t be afraid to ask that he or she explains everything in detail. If a financial plan seems too complex, even after an explanation, request that the plan be condensed so that you adopt a feasible strategy that meets your needs and understanding.

4. What other resources do you have?
It’s perfectly acceptable to ask your advisor to direct you to other sources of financial information. Ideally, your advisor will have a list of websites, books or pamphlets to further educate you about your investment options.

5. How often will you contact me?
To keep the lines of communication open, establish a schedule with your advisor for quarterly phone calls, annual meetings, etc. Be sure to state which method of communication you prefer, and whether you want your spouse to be involved in the conversation.

Source: Consumer Reports

Published with permission from RISMedia.


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