RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Avoid Plumbing Problems in 4 Steps

February 3, 2015 1:21 am

Did you know that hosting guests frequently in your home can put pressure on your plumbing system? Without proper maintenance before, during and after your get-together, your plumbing may need to undergo expensive repair work.

Avoid plumbing problems with these tips from Benjamin Franklin Plumbing:

Replace the flapper. A worn or old toiler flapper can create problems in the bathroom and make it tough to flush. Replacing the flapper is quick, easy, and can help things flow smoothly during times of heavy usage.

Water down your disposal. Certain vegetable and fruit peels can be tough on a garbage disposal. When using your disposal, use plenty of water to help move scraps down the drain.

Place plungers in key areas. Plungers are not just for toilets. You can keep a clean plunger under the kitchen sink to help with clogs or slow moving drains. To use a plunger properly: pull the flange out from the bottom and use a quick pulsing motion to help remove a clog.

Have a plumbing inspection. Don't wait for a problem to surface and then call a plumber. A plumbing inspection, done by a trusted professional, can identify potential trouble areas before you have a house full of guests and a major plumbing emergency.

Source: Benjamin Franklin Plumbing

Published with permission from RISMedia.


Filing a Claim for Winter Storm Damage? What You Need to Know

February 3, 2015 1:21 am

With winter weather set to hit a large swath of the country over the coming weeks, damage to property is likely to occur. The Insurance Information Institute (I.I.I.) advisers homeowners to be mindful of these insurance factors following severe weather conditions.

Standard homeowners insurance covers:
  • Wind-related damage to a house, its roof, its contents and other insured structures on the property. Also, wind-driven snow or freezing rain that gets into the home because the home was damaged by wind.
  • Tree limbs that fall on a house or other insured structure on the property—this includes both the damage the tree inflicts on the house and the cost of removing the tree, generally up to about $500.
  • Damage from ice and other objects that fall on the home.
  • Damage to the house and its contents caused by weight of snow or ice that creates a collapse is covered.
  • Freezing conditions such as burst pipes or ice dams, a condition where water is unable to drain properly through the gutters and seeps into a house causing damage to ceilings and walls. However, there is generally a requirement that the homeowner has taken reasonable steps to prevent these losses by keeping the house warm and properly maintaining the pipes and drains.
  • Additional living expenses (ALE)—in the event that a home is severely damaged by an insured disaster. This would pay for reasonable expenses incurred by living elsewhere while the home is being fixed.
Damage caused by flooding is not covered by standard homeowners or renters insurance policies. Melting snow that seeps into a home from the ground up would be covered by flood insurance, which is provided by FEMA’s National Flood Insurance Program, and a few private insurers. Flood insurance is available to both homeowners and renters.

Source: I.I.I.

Published with permission from RISMedia.