RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How to Max Out Cabinet Storage

October 23, 2014 1:32 am

(Family Features) Current trends in household lifestyles, such as first-time home buying or empty nesting, have left people with smaller spaces. Did you know that cabinets are an excellent solution to storage concerns? The experts at Welborn Cabinets suggest these cabinet organization tips to maximize your space.

Designate to conserve.
A crucial rule to always follow when trying to conserve space is to give every item its own location. Yes, this may seem like an effortless task; however, how many of your measuring cups or hair products are the exact way you had them when they were first organized? Take the extra time to conserve organization by storing them correctly, and you will be surprised how much time you will actually save when it comes to locating them.

Arrange according to use. Store items by how often you use them. Placing items that are used most in the front. This will save time because you will know exactly where to find them without the hassle of digging to the back of a cabinet.

Add shelving. To get the most out of your cabinets, use sliding shelves. Not only does this eliminate having to kneel and stretch to the back of the cabinet to reach that cake pan that fell behind everything else, but it gives you access to use every inch of space because with a simple pull, everything is brought to you. Wellborn Cabinet, Inc. provides storage solutions such as sliding shelves for maximization of space.

Pare down. Everyone has those dust-collecting items that have not been touched in years. It is time to decide what remains and what needs to be removed. De-cluttering is often associated with closet clean outs, but cabinets could use a clean out, too. For kitchen cabinets, consider donating nonperishable food items and remove those past their expiration date.

Source: Welborn Cabinet, Inc.

Published with permission from RISMedia.


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Life Insurance Strengthens Your Financial Safety Net

October 22, 2014 1:32 am

(Family Features) Protecting your financial security is about more than having money in the bank now and in the near future. It’s also about long-term financial protection for your family. However, a significant share of Americans is putting their financial security at risk.

It’s estimated that one in three U.S. households have no life insurance at all, and for those that do, they only own, on average, enough to replace their household income for three and a half years, according to LIMRA, a leading life insurance research organization. What happens to your loved ones after that?

“Life insurance can help replace your salary, pay off a mortgage, cover childcare expenses or protect college dreams if you pass away prematurely,” says Cynthia Tidwell, president and CEO of Royal Neighbors of America. “Families need to be protected from the unexpected.”

Royal Neighbors debunks misconceptions about life insurance by suggesting several options to meet needs in various situations. One economical option to consider is term insurance for families. Term insurance provides coverage at a fixed premium amount for a specific time period. Think of it as “renting” life insurance for a set number of years. It is an affordable choice to protect income and meet family expenses such as paying the mortgage or other debts.

Another option is to consider life insurance as a necessity for expenses beyond a funeral. LIMRA’s 2011 “Trillion Dollar Baby” report recommends that while typical families average enough coverage for three years, adequate life insurance protection starts at twice that, from seven to 10 years.

A third option is to purchase life insurance for yourself or your children as early as possible, because the cost is generally cheaper the younger and healthier you are, Tidwell explains. She recommends purchasing permanent coverage (whole life insurance) because policies will build cash value.

Alternatively, families might look for economical term policies that can be converted to more permanent insurance no matter what happens to your health. Experts suggest buying term and investing the rest; however, most people who buy term don’t invest the rest.

Source: Royal Neighbors

Published with permission from RISMedia.


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