RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Homeowners: Radon Testing Saves Lives

November 3, 2014 4:24 am

Exposure to colorless, odorless radon gas is the leading cause of lung cancer after smoking. Radon is a radioactive gas that comes from the breakdown of uranium in the ground. It can seep into homes, workplaces and other buildings through cracks in the walls or foundation.

"The only way to know if your home has a radon problem is to test for it," says Mike Holmes, star of HGTV series Holmes Makes It Right and owner of Mike Holmes Inspections. "One house can have radon levels next to zero while the house next door can be off the charts."

If the radon level in your house is high, it’s not hard to fix. A certified radon technician costs about the same as other common home repairs, like furnace or air conditioner replacements. With the help of a professional, homeowners can reduce radon levels by more than 80 percent.

Source: The Lung Association

Published with permission from RISMedia.


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Most Insurance Covers Havoc Caused by Halloween Tricksters

October 31, 2014 1:48 am

Halloween can be scary, but having the right insurance coverage can take some of the fright out of the night. According to the Insurance Information Institute (I.I.I.), your insurance policies provide financial protection for a host of disasters whether they occur on Halloween or any other day.

“If you’re worried about Halloween tricksters who may cause damage to your home, there’s probably little to fear,” said Michael Barry, vice president, Media Relations, I.I.I. “But do contact your insurance professional with questions or concerns about your homeowners or renters insurance policy.”

Standard homeowners and renters insurance will provide coverage for the following:

Vandalism
– In the event your home or your personal possessions are damaged by neighborhood tricksters, homeowners and renters insurance policies provide coverage for vandalism and malicious mischief. You are on your own, however, when it comes to removing the toilet paper from your front yard!

Fire – If a jack-o-lantern or other decoration goes up in flames and damages your property, your homeowners or renters policy will cover fire-related losses. And, should the blaze make your home uninhabitable, additional living expenses (ALE) coverage will pay for alternate accommodations, such as a hotel, while your home is being repaired.

Injuries
– The liability portion of a homeowners or renters policy comes into play if a Halloween party guest, or a trick-or-treater is injured while at your house or apartment. These policies also include no-fault medical coverage so the injured person can file their claim directly with your insurer. And if Fido gets a little skittish from all the commotion and accidently nips a trick-or-treater, your liability coverage includes damages or injuries caused by pets.

Source: I.I.I.

Published with permission from RISMedia.


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