RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

What to Buy in November

November 28, 2014 1:08 am

Whether or not you trust in the Black Friday hype, the financial mavens at Bankrate.com say November is almost always a good time to find bargains on certain other kinds of merchandise:

Cookware – In time to get you revved about holiday cooking, many retailers slash the price of pots, pans and cookware gadgets this month. (It’s also a good time for bargains on flour, sugar, butter, chocolate and other baking ingredients.)

Tools and hardware – Check the big box home and hardware stores for significant discounts this month on drills, hand tools, tool storage and more. The best deals will be on merchandise you can carry home yourself.

Off-brand TVs – While the best deals on premium TVs may not happen until the December/January timeframe, when retailers are making room for the newest models, experts say November is the time to look for deep discounts on off-brand models, especially in the 46-to-55 inch screen size.

Wedding gowns – According to the author of "Bridal Bargains," November and December are excellent months to shop for a wedding dress because there's a decrease in demand as women aren't interested in shopping for one during the typically busy holiday season. (Some stores will even haggle a bit during this slow sales time.)

Published with permission from RISMedia.


Tags:

Top 5 Cyber Monday Safety Tips

November 28, 2014 1:08 am

The Internet makes holiday shopping so easy—no fighting for parking spaces at jam-packed malls, no waiting in endless lines to get to the register.

But even if you consider yourself a pro, shopping online isn't without risks. These tips from USA.gov can help you protect yourself and your finances as you hunt for that perfect gift:
  • Use a credit card rather than a debit card. Credit card payments can be withheld if there's a dispute with a store, and if the card is stolen, you won't have to pay more than $50 of fraudulent charges. But with a debit card, you can't withhold payments—the store is paid directly from your bank account. And if your card is stolen, you could be liable for up to $500, depending on when you report it.
  • Find out if the public WiFi hotspot you're using at a coffee shop or bookstore is secure. If it's not, your payment information could be compromised over the network.
  • It's risky not to read the terms of service agreement before you buy online. You could inadvertently sign up for subscriptions or get hit with additional fees or restrictions. Terms of service are often in small print or presented right when you are anxious to purchase.
  • Be careful if you're buying event tickets online as gifts. Some venues may practice restricted ticketing, requiring the same credit card used in the online purchase to be shown to get into the event.
  • Use caution buying digital assets like books and music—they can't be given away as gifts if they've been downloaded to your account. You should either purchase a gift card for the book or music site, or check with the company. Some services have ways to "gift an item" but it varies depending on the provider.
Source: USA.gov

Published with permission from RISMedia.


Tags: