RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

The Most Popular Design Trends in 2015

December 18, 2014 12:36 am

What once was old is now new again at home, according to a report recently released by Zillow Digs®. The report, which combines data from a survey of leading interior design experts and an analysis of the most popular photos on Zillow Digs, anticipates the resurrection of wallpaper and mid-century modern accents in the coming year.

“Home design will embark on a dramatic shift in 2015, moving far away from the bright jewel tones and overused chevron and ikat patterns that took 2014 by storm,” says Kerrie Kelly, Zillow Digs design expert. “Unexpected textures and an eclectic, modern vibe are about to find their way. Expect to see a more sophisticated look in 2015.”

The most popular home design trends include:

1. Wallpaper
"Wallpaper is coming back in a big way," says Zillow Digs designer Jamie Beckwith of Beckwith Interiors. From digital prints to textured wall coverings, this trend is primed and ready to take off in 2015. Expect to see a rise in available color and texture selections in home stores to accommodate the increased demand for patterned or textured accent walls.

2. Modern, Mid-Century Modern Elements

Mid-century modern elements will weave their way in to 2015 home decor – from architecture to furniture—and will be one of the biggest up-and-coming design styles. While this trend will be popular, Zillow Digs experts advise homeowners to be careful when integrating into homes, as the trend shouldn't overwhelm the house.

3. Gold Fixtures
Reminiscent of the ‘80s and early ‘90s, this retro statement hardware color will make a comeback in 2015 with a new modern twist: bright gold with a sleek finish for extra shine. Homeowners will no longer be limited to silver or stainless steel fixtures, and will feel free to mix and match finish colors, or go bold with all gold.

4. Cowhide Accents
Cowhide is the ideal accent texture for 2015's modern, approachable design aesthetic. Zillow Digs designers say cowhide will find its way into pillows, rugs, throw blankets and artwork. Its neutral hue and natural texture make it the perfect complement for bolder statement pieces.

5. Shades of Blue

Blue will be the most popular accent color and is the perfect complement to Marsala, the 2015 Pantone® Color of the Year, according to the Zillow Digs designers. "Pops of indigo blue or deep navy will become a staple in home design this year, as their deep natural hues become extra vibrant against warm earth tones like Marsala," said Zillow Digs home design expert, Kerrie Kelly.

Source: Zillow

Published with permission from RISMedia.


Tags:

Don't Slip Up - Renter's Insurance Isn't Just for Possessions

December 17, 2014 12:36 am

About once a year I get a reminder from Peter Frascarelli, CPIA, president of PIACT - the Professional Insurance Agents of Connecticut Inc. He has often discussed how renters insurance covers personal items in the event of damage from a variety of events.

If your belongings encounter smoke, broken water pipes, electrical surges, vehicle damage, vandalism, windstorms or an explosion, many renter's insurance plans can cover replacing or repairing items.

However, Frascarelli says, there are some restrictions on what renters insurance will cover.

Generally, natural disasters like earthquakes and flooding are not covered, although most insurance companies offer additional coverage for these situations.

But the most important point Frascarelli makes is regarding renter's liability exposures. Did you know if someone twists an ankle on the wet bathroom floor, the renter is responsible for covering the treatment for the injury.

All the more reason for both current and prospective renter's policyholders to double-check to ensure your policy will cover the medical payments for the injured person, and up to what amount.

One way to ensure you are compensated for any belongings you may lose in a fire, storm or other catastrophe Frascarelli says, is to take an inventory of all possessions.

Your inventory should list each item, its value and serial number. Photograph or videotape each room, including closets, attics, cellars, storage buildings and your garage.

Keep receipts for major items in a fireproof place. And, keep several copies of your inventory and receipts in another location.

Renters insurance is relatively inexpensive, according to Frascarelli.

Just like any other type of homeowners insurance policy, a renter's insurance premium will depend on a number of factors: where you live; your deductible; your insurance company; and whether you need additional coverage.

To save the most on premiums, Frascarelli says consider increasing your deductible - and ask about discounts for protective devices including smoke and fire detectors and burglar alarms.

Published with permission from RISMedia.


Tags: