RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Planting on Your Property? 6 Tree Safety Tips

April 28, 2015 2:03 am

When selecting a tree to plant at home, it’s important to keep in mind the future growth of the tree, say the experts at SDG&E, a Sempra Energy utility. Note that as trees grow to mature heights, they can interfere with overhead power lines and, in some cases, underground utility lines. Before planting a new tree, follow these safety guidelines.

1. Take the time to properly select a tree that is not only aesthetically pleasing but is safe to plant in your area.

2. Keep water conservation in mind, and consider planting drought-tolerant trees and vegetation on your property.

3. Take the time to choose the planting site as carefully as you chose the tree. Remember to always plant the "Right Tree in the Right Place" for the best chance of success.

4. Call Underground Service Alert at 8-1-1 to mark out underground utility lines two days before digging. With just one call, you can have your underground cable, water and energy lines marked out for free.

5. Don't plant shrubs directly in front of utility boxes or pad-mounted (box) transformers. Allow room for doors to swing open when shrubs are fully grown. The law requires that eight feet in front of and two feet on the other three sides of the transformer must be clear.

6. Contact your city arborist, parks department or public works department to find out whether your city has guidelines for planting trees, and whether a permit is required for planting trees in parkways or public areas.

Source: Sempra Energy

Published with permission from RISMedia.


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6 Ways to Spend Your Tax Return

April 27, 2015 1:57 am

With tax season behind us, it may be tempting to spend your return on an HD television or long-awaited vacation. Instead, the experts at American Consumer Credit Counseling recommend investing your return in areas you’ll see the most benefit. Here’s how.

1. Pay off any outstanding credit card debt. Take the opportunity to make a dent in your credit card debt. While you’re likely making monthly payments on your credit card, if you continue to make just the minimum payment, financing the debt with interest can be harmful and costly down the line.

2. Start or replenish your emergency fund. Building up a financial emergency fund is critical. Many financial advisors suggest building enough financial reserves to last up to six months in case of crisis.

3. Invest in a retirement savings account. Even if you already have a 401k plan with your employer, consider creating your own account. It’s a good way to have more control over your investments and to jumpstart them. The sooner you begin saving, the more time the money has to grow.

4. Start a college savings plan. There’s nothing more important than investing in education. It’s no secret that college is expensive. College debt can add up very quickly and take years to pay off. Avoid credit problems by saving early.

5. Invest in boosting your income.
Invest in your career. Spending money on professional education or new technology or tools for your business can go a long way in boosting your earning power.

6. Begin a maintenance project on your car or home to improve the quality and value. Use your money to tackle necessary repairs. Replace worn tires or patch leaky roofs. These projects will save money in the long run, as they can cost you more if you wait. These updates can also work to prevent any unexpected disasters, costing even more down the line.

Source: ACCC

Published with permission from RISMedia.


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