RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How Safe Is Your Aging in Place Space?

April 3, 2015 12:45 am

I am seeing more and more people finding themselves in the challenging position of having to evaluate whether or not it is appropriate for parents or other older loved ones to age in place, or to possibly move in with their adult children.

No matter which option you choose, the folks at Home Instead Senior Care want to share their practical and extensive checklist to help determine if your senior’s home is safe from hazards that could jeopardize their well-being and independence.

In this report, we'll take a look at how the site suggests you make a foyer and front yard safer for aging loved ones. Among the questions you need to ask are - Do steps have proper handrails? Are they too steep, cracked or uneven? Is there adequate lighting at night? And can your senior hear the doorbell?

Address these concerns by using the following tips from the Home Instead Senior Care checklist:

1. Stabilize unsteady railings. If they are missing, install at least one and preferably two.

2. Proper handrails are a must where stairs are steep. Have damaged or broken steps and sidewalk repaired. Consider planning out an alternate route to and from the home for your senior. Contact your local city or county government about repairing a sidewalk or the end of a driveway.

3. Make sure your senior has someone to shovel his or her walk after winter storms, or maintain their yard. Work out an arrangement with a neighbor or snow removal/yard service. Use snow melt when necessary.

4. Add an outdoor light if one is not available. Motion-activated lights may provide an older adult much comfort and security.

5. Install barriers and fences in the yard to help ensure a senior doesn't wander. Place larger flower pots near small openings to help re-direct. Create inviting areas including benches where an older adult can sit and enjoy nature.

6. Consider adding a device that enables a ringing doorbell to trigger a flashing light - including existing house lamps and special strobes for rooms where lamps aren't generally used - the device lets your loved one know if someone is at the door

Source: MakingHomeSaferforSeniors.com

Published with permission from RISMedia.


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How Financial Spring Cleaning Can Lead to a Richer Long-Term Outlook

April 2, 2015 12:45 am

One lesson the average American should have learned from the recent financial crisis and gradual recovery is that putting more money into savings is, in general, good, says veteran financial expert Jeff Gorton.

“When things are fine, most of us are prone to commit less of our money to savings; when the economy is down, however, we realize that having money is far more important than spending it on things we don’t need,” says Gorton, a veteran Certified Public Accountant and Certified Financial Planner™, and head of Gorton Financial Group, (www.gortonfinancialgroup.com).

The personal savings rate in July 2005 hit an all-time low at just 2 percent, according to the Bureau of Labor Statistics. But in May 2009, near the beginning of the recession, the average American’s savings rate hit a high of 8 percent.

“That rate dwindled as the economy recovered, which is unfortunate because you can do more with accumulated money, including benefit from investments yielding compound interest, which means that interest also earns interest in an investment,” says Gorton, who suggests practical ways to trim spending in the short term in order to get your financial house in order and accumulate more money in the long term.

Car buying says plenty about how a consumer views their money. For most Americans, the question is whether to buy new or used. The moment you drive a brand new car off the lot after the purchase, the car’s value drastically drops. Many of the benefits you may enjoy in buying a new car can be had with a certified pre-owned car: low miles, good-as-new functionality and, usually, that new-car smell. And, a given model will have a history, so you can avoid cars that have been recalled. Buying a certified pre-owned car will save you several thousands of dollars versus buying new.

Summer vacation is an important lifestyle enhancer for many couples, but consider replacing the $400-per-night hotel with a condo rented through a private owner, especially if your vacation will last for an extended period. A condo rental should cost you in the ballpark of $200 per night, which totals $2,800 savings for two weeks.

Your home is probably your most significant asset if you’re like most Americans. But with that grand house on the hill comes plenty of costs, many of which you may not need. As with a luxury car, rethinking the amount of luxury for a home can save you big on taxes, insurance and maintenance. The cost of maintaining a large home can be put toward lifestyle activities, such as travel and hobbies.

“Of course, these are all simply suggestions; money plays a major role in how we achieve happiness, and I’ve found through years of working with clients, a few tweaks here and there frequently yields greater satisfaction with their money,” Gorton says. “You don’t have to be on autopilot with your expenses.”

Published with permission from RISMedia.


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