RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Identity Theft, Imposter Scams Top List of FTC Complaints

March 11, 2015 1:51 am

Records from the U.S. Federal Trade Commission (FTC) show that identity theft was the top complaint among consumers in 2014, continuing a 15-year trend reflected in widespread data breaches last year.

Complaints regarding imposter scams increased significantly, surpassing prize, sweepstake and lottery and auto-related complaints to become the third most frequently reported issue. Complaints of imposter scams, in which con artists impersonate government officials or others, increased dramatically, particularly for IRS-related schemes.

Aside from guarding against identity theft and imposter scams, consumers should remain vigilant when it comes to debt collection and shop-at-home and catalog sales, which also comprised the majority of complaints last year.

Source: FTC

Published with permission from RISMedia.


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Thawing Temps Can Lead to Water Damage at Home

March 11, 2015 1:51 am

While most of us are anxious to emerge from our self-induced hibernation for warmer spring temperatures, thousands of homeowners will be facing floods and property damage as a result of ice dams. Homeowners should look for the telltale warning signs of ice dams, such as sheets of ice along shingles and icicles along the edge of eaves, and check the attic for frost accumulation.

Ice dams are partly the result of heat that escapes from inside a home into the attic, which then warms the roof during the winter months. When combined with the sun and fluctuating temperatures, this causes the snow on the roof to partially melt and then accumulate at the edge of the roof or overhang. Once eaves are full, the ice begins to expand under the shingles, causing them to separate.

Before this ice melts, homeowners are urged to call a certified roofing professional. Homeowners that take the unnecessary safety risk of trying to remove ice dams themselves can only remove the superficial ice, and end up causing far more damage to the shingles and eaves.

To prevent ice dams entirely, have a roofing inspection to ensure your attic is well ventilated. If the attic is cold, there will be less melting and refreezing on the roof. Ensure your attic is properly insulated in addition to the attic floor to minimize heat from rising from the house and causing snow to melt, which will reduce the risk of dangerous mold. Install an ice and water shield membrane under your roof covering at least six feet from the eaves line, and remove leaves from eaves regularly so melting snow and ice can flow.

Source: Integrity Roofers

Published with permission from RISMedia.


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