RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Credit Know-How Breeds Buyer Confidence

June 1, 2015 1:06 am

The majority of homebuyers know credit is important when purchasing a home–and they feel significantly more prepared to buy if they know their credit scores, Experian reports. In addition, the majority of homebuyers understand the importance of their credit scores in securing favorable interest rates to refinance a home.

"No one likes to go into a lender's office, whether buying or refinancing, and not know the state of their credit; it makes them feel helpless," says Becky Frost, Experian Consumer Services.

Credit score uncertainty among homebuyers manifests in feelings of anxiety over interest rates and the ability to purchase a home. The good news is, more than half of future homebuyers indicate they are actively working to improve their credit, including taking steps to pay off debt, pay bills on time, keep low credit card balances, protect personal information from identity theft or fraud, and not open new credit accounts.

In more good news, 62 percent of future buyers are confident about their credit status, and 60 percent feel financially prepared to buy a home.

Source: Experian Consumer Services

Published with permission from RISMedia.


Tags:

Taking Fido on the Road? Tips for Traveling with Pets

May 29, 2015 12:57 am

Each year, millions of pets accompany their families on vacation. If you’re planning on taking your furry friend on a trip, plan ahead with these tips from PetInsurance.com.

1. If traveling by car, secure your pet with a safety harness or well ventilated carrier to restrain them in case of a sudden stop or accident.

2. Never allow your pet to hang out the window. Opening the window just a few inches will allow your pet to safely enjoy the breeze without the risk of inhaling debris or being struck by any objects. This will also prevent any temptation your pet may have of jumping out of the car.

3. Feed your pet a smaller meal before your trip to prevent an upset stomach. Also remember to carry plenty of water to prevent dehydration.

4. Bring your pets' toys to accompany them during travel. The familiar smells can help comfort your pet and keep them occupied during the trip.

5. Never leave your pet in a car unattended. Even with the windows cracked, temperatures in a car can increase drastically.

6. Make sure your pet is wearing identification at all times in case she becomes separated or lost. Verify that your pet's ID tag is up-to-date, durable, and includes your mobile phone number.

7. Pack a recent photo of your pet along with current vaccination records. If your pet becomes lost, having a current photograph will make the search easier.

8. Book a pet-friendly hotel. With more than 25,000 hotels in the U.S. allowing pets, there are plenty of properties from which to choose. Don't assume all pets will be allowed – some hotels place limits on the size of the dogs they allow. Call to check that your dog will be welcomed.

9. Look up details about a veterinary hospital near your destination. If your pet has a medical emergency you'll be prepared and know where to go.

Source:
PetInsurance.com

Published with permission from RISMedia.


Tags: