RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Survey: Credit Reports Undervalued

April 29, 2015 2:09 am

In 2003, the government recognized the importance of giving consumers access to their credit data, and federal law mandated every American be entitled to a free copy of their credit reports once a year. Since then, however, just a handful of those with credit histories have monitored their credit reports, according to a recent survey by Credit.com.

Of those who had not checked their credit reports, 34 percent never thought about checking them and 26 percent do not believe they are important, the survey found. Twenty-nine percent believe because they pay their bills on time, there’s no need to check them.

“Credit reports play a major factor in determining if you’ll be approved for a loan, apartment or even a job, so it’s essential to monitor and understand your report,” explains Gerri Detweiler, Credit.com. “Not only do credit reports indicate your credit worthiness, they are the first line of defense in monitoring for potential identity theft.”

Misconceptions exist for those who have checked their credit reports, according to the survey. One in ten found a collection account they were unaware of, and one in nine discovered a late payment they weren’t aware of. Twenty-seven percent were surprised by some of the information that appeared on their credit reports; 21 percent found incorrect information in general.

Source: Credit.com

Published with permission from RISMedia.


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4 Mower Maintenance Tips

April 29, 2015 2:09 am

For do-it-yourself homeowners, your lawnmower is likely the workhorse of your outdoor maintenance routine. Performing an annual engine tune-up will ensure your mower lasts all season long. Here’s how to get started, from the experts at Briggs & Stratton.

1. Change the mower oil, a task made easier than ever with an oil removal kit. With a kit, you no longer need to tip your mower over to drain the oil, making for a mess-free oil change.

2. Replace the air filter and spark plug at the beginning of each season. Doing so will ensure peak performance for your mower and can reduce emissions up to 50 percent.

3. Fill a gas can with fresh gas from the pump, and add fuel treatment and stabilizer to the gas can. Keep in mind gas begins to degrade and oxidize after 30 days. Oxidized gas can cause carburetor jets to plug, resulting in an engine that doesn't start, and can cost a significant amount to fix.

4. After tuning up your mower, dispose of used oil at your local hazardous waste center. Pick-up by your municipality may also be available in your area.

Source: Briggs & Stratton

Published with permission from RISMedia.


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