RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How to Recover from Identity Theft

February 12, 2015 1:51 am

Did you know that more than 13 million people were victims of identity fraud in the last year? (Javelin Strategy and Research) For those who’ve had their identity compromised, fear not: it is possible to recover. Credit reporting agency Equifax recommends:

Checking your credit reports and notifying all three credit reporting agencies about any discrepancies or activity you don't recognize.

Placing a fraud alert with any one of the three agencies, which will in turn notify the others.

Filing a police report and holding onto it for future reference.

Pausing, but not panicking. Work on staying grounded through times of stress.

Taking care of yourself and paying attention to your health.

Finding a support system, such as your family members, to stick by you as you rebuild your finances.

Keeping a detailed journal of any calls you make, letters you receive or other actions you take to resolve your claim.

Contacting a victim's assistance group to lead you through the process.

Seeking out counseling or seeing a professional if you need it.

Source: Equifax

Published with permission from RISMedia.


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Get – and Stay – Organized at Home

February 12, 2015 1:51 am

(Family Features) Life can be hectic and clutter has a way of sneaking up on even the neatest of households. It may be due to all those shoes, a lack of space or time constraints, but whether you’re living in an apartment or in a sprawling house, everyone can benefit from better organization.

By thinking about storage differently and coming up with a smart system that works for you, you’ll be on your way to creating a well-balanced, happier home. Get – and stay – organized with these tips:

When starting the process:
If you’re just beginning, remember: baby steps. Focus on one small area or room, or even your junk drawer. Don’t get overwhelmed by the big picture. Finish smaller projects once you start; you’ll feel a sense of accomplishment and be encouraged to tackle subsequent rooms and projects.

When in the middle of the process:
Stuck midway through an organizational project and need motivation to finish? Think of your project as a mini-makeover – this will make it seem more exciting and less of a chore. Try taking pictures along the way to document your progress and give yourself a boost.

When finished:
Keeping clutter at bay is a full-time job, so keep a watchful eye on areas that naturally accumulate items, such as entryways and child play areas. If you have children, get them involved in the organization process by teaching them where items belong and how to store them. Make it simple with labels on storage bins, basket and drawers.

Source: ClosetMaid

Published with permission from RISMedia.


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