RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Tips to Avoid Tax Identity Fraud

March 2, 2015 12:12 am

According to the U.S. Treasury Department, 1.6 million Americans fell victim to tax identity theft in the first half of 2013 alone. The Government Accountability Office estimates that identity thieves stole $5.2 billion in 2013 as a result of this fraud. With Tax Day quickly approaching, the National Consumers League (NCL) urges taxpayers to be on the lookout for fraud.

“While most Americans dread Tax Day, fraudsters increasingly are cashing in with lucrative tax identity fraud scams,” says John Breyault, NCL vice president of public policy, telecommunications and fraud. “What makes this scam particularly pernicious is the ease with which fraudsters can steal personal information, file a false tax claim, and then turn the fraudulent refund into untraceable cash before the consumer realizes they have been a victim of a scam.”

Consumers receive W-2 forms from their employer by the end of January, but often wait to file their taxes closer to Tax Day on April 15. Since the IRS aims to process refunds quickly, fraudulent claims often go undetected.

The NCL recommends the following to avoid becoming a victim of tax identity fraud.
  • File your taxes as early as possible during tax season. Scammers depend on the fact that many taxpayers wait until late in tax-filing season to file. Filing early reduces the risk that a tax ID thief will be able to use your personal information to file fraudulently ahead of you.
  • Check your annual Social Security Administration earnings statement carefully. If there are earnings listed that you don’t recognize, someone else could be using your identity to obtain employment.
  • Review your credit report for any suspicious activity.
  • Never give out personal information, such as your SSN, date of birth, or bank account information in response to unsolicited emails, postal mail, over the phone or via text message, social media or other platform.
Source: NCL

Published with permission from RISMedia.


4 Steps to a Burglar-Proofed Home

March 2, 2015 12:12 am

Is your home safe from break-ins? Don’t rely on a guard dog to deter criminals – consider these tips from’s James White. Protecting likely the largest investment you’ll make in life will be well worth it.

1. Invest in a complete home security system.

Authorities may arrive long after the criminal has gotten away, but in the moment, a blaring alarm may scare away burglars before they can wreak havoc. Thieves may also move on to other homes if they spot a sign in your yard indicating your home is outfitted with a security system. Consider installing cameras with an automatic upload feature – if the burglar disables the camera, evidence of that will be available instantly online.

2. Don’t tip them off.
In effect, social media has opened the door to burglars. Many spend hours scouring the Web for individuals in their area who post about being away from their home for long stretches of time. Don’t make it easy for them.

3. Fortify all entry points.

Entry points are a thief’s target, so strengthen your doors and windows to prevent them from gaining access. Opt for laminated windows, which are much more difficult to break (and much noisier!) than standard ones, and install a deadbolt connected to a strike plate attached to the stud – not the jamb.

4. Conceal and secure all valuables.

Burglars can easily access drawers or cabinets, so consider purchasing a safe to store jewelry, cash and other valuables. Avoid leaving cash on the counter or in otherwise plain view.

Source: RISMedia’s Housecall

Published with permission from RISMedia.