RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

4 Green Car Maintenance Tips

April 28, 2015 2:03 am

Considering adopting a greener lifestyle? Look no further than your vehicle.

"Being car care aware and performing basic vehicle maintenance go a long way toward protecting the environment and improving fuel economy," says Rich White of the Car Care Council.

Drivers can help protect the environment, and save money in long run, by following these four simple steps.

1. Follow a vehicle service schedule including steps like checking engine performance, keeping tires properly inflated, replacing air filters regularly, changing oil regularly and checking your gas cap. Routine maintenance helps reduce emissions and fuel consumption, saving money at the pump.

2. Keep your current vehicle longer and limit the number of new cars you buy over the course of a lifetime. Extending vehicle life is as simple as taking care of your vehicle properly. You'll gain years of reliable service without monthly car payments and higher insurance rates.

3. Recycle or properly dispose of motor oil, tires, batteries, fluids and other vehicle components to help protect the planet when performing vehicle maintenance or repairs.

4. Repower your engine when faced with serious engine trouble. A remanufactured/rebuilt engine can give your vehicle new life and make it more fuel efficient for about the cost of an average down payment on a new car.

Source: Car Care Council

Published with permission from RISMedia.


Tags:

Protecting Loved Ones from Fake Loan Debt Collectors

April 28, 2015 2:03 am

Family of homeowners and other lessees should watch for fraudulent debt collectors, many of whom call to collect overdue payments on loans taken out by a family member or significant other. The caller, posing on behalf of a loan company, will often threaten consequences for your loved one if you do not comply with their demands.

But the majority of these overdue loans don’t exist, according to the Better Business Bureau (BBB). If a family member or significant other is in fact in debt, remitting payment to a scammer will not reduce it.

If a fake debt collector calls, take action with these steps.

Do not offer or confirm personal information. Until you have verified the call, do not provide bank account, credit card or other private information – and don’t confirm information the caller offers, either.

Ask for an official “validation notice” of debt. Legitimate debt collectors are legally required to provide, in writing, the name of the creditor, the amount of debt and a statement of your rights under the Fair Debt Collection Practices Act, says the BBB.

Ask for specific identifying information. Get as much identifying information as possible, such as the name of the caller, the company he or she works for, the company’s street address and phone number, to confirm the collection agency exists.

Alert loved ones. Make sure targeted loves ones are aware that scammers have at least some of their personal information. Loved ones should also place a fraud alert on his or her credit report, says the BBB.

Monitor your credit report. Visit AnnualCreditReport.com to check (for free) for suspicious activity or overdue debt in your name. Those without access to Internet can call (877) 322-8228 to monitor their report.

File an FTC complaint. The Fair Debt Collection Practices Act prohibits debt collections from being abusive, unfair or deceptive. If the debt collector threatens you or your loved ones, file a complaint with the Federal Trade Commission (FTC).

Source: BBB

Published with permission from RISMedia.


Tags: