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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

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How to Protect Your Identity While Traveling

March 7, 2017 2:27 am

If you travel a lot for work, your identity may be at risk, according to International SOS. Whether in-transit, or at their destination location, business travelers – and by extension their corporate networks – are potentially more vulnerable to malicious cyber and physical information security threats, which are becoming increasingly sophisticated and audacious in their methods of accessing travelers' confidential corporate information.

Below are a handful of helpful tips from International SOS to help protect your data while on the move:

Before you travel, it's important to research the potential threats to your company's sensitive commercial information, specific to the location you'll be visiting. This will enable you to implement effective security measures to help prevent problems during your trip.

Avoid advertising the exact location or purpose of your business trip.

Make sure that all software on your devices (including but not limited to antivirus software) is up-to-date before departure.

Avoid connecting to non-secure networks (such as public WiFi hotspots) when you travel. Where possible, disable any WiFi and Bluetooth capabilities, which can provide additional entry points for attackers and can be exploited without your knowledge. Turning these off will further reduce the likelihood of sensitive information being stolen from your devices.

In locations assessed as HIGH threat (this may vary from company to company, depending on the nature of their operations), maintain physical control of your devices and sensitive information at all times. Keep your laptop with you as carry-on luggage and do not loan it to anyone while traveling. When you return from a high-threat location, or if you have witnessed any suspicious activity on your devices, ask your IT service desk to check for signs of malware, unauthorized access, corruption or intrusion. Do not connect your devices to sensitive networks until they have been verified as safe.

Source: International SOS

Published with permission from RISMedia.


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Financial Tips for International Travel

March 7, 2017 2:27 am

Heading overseas? Whether it’s for business or pleasure, take care of your finances first, says GO Group, LLC.  Below are their top tips for protecting yourself as you spend time abroad.

Inform Your Bank and Credit Card Issuer of Your Trip 
Financial institutions often block transactions coming from unexpected locations, such as foreign countries to guard against fraudulent activity and identity theft. Call your banks and credit card companies in advance of your journey and tell them where you'll be going and when to let them know you'll be using your card or account from those locations. If you're still blocked, a simple call to customer service should resolve any issues that crop up.

Acquire Local Currency 
Cash is still quite useful in certain geographic regions where credit card acceptance is spotty at best. Convert your dollars into the local currency, but beware of doing so at the airport. You'll get a better exchange rate from a bank or at an ATM. Merchants may offer to accept your USD and convert it at the time of purchase, but they might use unfavorable rates of exchange, so it's best to keep a few hundred dollars worth of local money.

Bring Multiple Types of Payment 
Don't rely on only one means of payment. Rules about accepted payments options vary from place to place, so it's prudent to have at least one backup handy. Try to bring both a Visa and a MasterCard issued by separate companies. If one doesn't work, try the other.

Explore Specialized Payment Methods 
Traveler's checks and pre-paid debit cards might save the day if your credit card is declined or stolen. They're also appropriate for paying wherever credit isn't accepted. If nothing else, they provide extra methods of payment, giving you more flexibility.

Most credit cards charge fees when you make purchases abroad, but there are foreign-friendly credit cards that don't. With the right card, you may even be able to accumulate cash back or other rewards on the purchases you make in other countries.

Do Your Banking Online 
Online banking allows you to perform many banking functions which is helpful if your bank doesn't have branches in the area you're visiting. Setting up automatic bill payment ensures you don't fall behind on your obligations while you're out of the country.

Certain stressors are unavoidable when traveling, but money woes don't have to be among them. Save money, lower your expenses and protect your peace of mind with the tips.

Source: The GO Group, LLC

Published with permission from RISMedia.


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