RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

7 Home Improvements Worth the Splurge

April 27, 2015 1:57 am

Homeowners must consider several factors when planning an exterior home remodel – and curb appeal tops the list, according to a recent CertainTeed survey. When asked which factor was most important to an exterior remodel, 39 percent of respondents cited curb appeal, followed by 26 percent naming return on investment and 21 percent indicating outdoor living and lifestyle considerations.

"In home design, there is an increased interest in individualization and creativity – true for both interior and exterior design," says Mike Loughery, CertainTeed. "We've found that homeowners want healthy, energy-efficient homes that offer complete comfort and curb appeal, but don't always know the best way to start."

Here, CertainTeed names the best home investments that can help meet curb appeal, return on investment and outdoor living goals:
  • Better Insulation
  • Cool Roofing
  • Solar Panels
  • Geothermal Heating/Cooling Solutions
  • Low-Maintenance Vinyl Siding, Decking and Railing
  • Patios/Gazebos
  • Outdoor Kitchens
Source: CertainTeed

Published with permission from RISMedia.


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For Retirees, Health Tops Wealth

April 24, 2015 1:48 am

Whoever said, "If you have your health, you have everything," must have been retired.

Health is typically more important than wealth when it comes to determining the well-being of America's retirees, according to a recent MassMutual Retirement Services study. Retirees in better health are more likely to feel financially secure, enjoy retirement, feel fulfilled, and are less likely to experience negative emotions.

The study shows that the loss of health is more costly to a retiree's overall experience than the loss of wealth. Three-quarters (76 percent) of those with $250,000 or more in assets report having a positive retirement experience, compared to 68 percent of those with less than half the assets. However, the health gap is much steeper: 80 percent of those in better health report having a positive experience in retirement, compared to only 59 percent of those who are in poorer health, regardless of how many assets they own.

Four in 10 retirees overall say they spend more on health care than they expected before retiring, with 43 percent spending more than $5,000 annually and 14 percent spending more than $10,000.

In focus groups conducted as part of the study, many retirees expressed concerns about the potential impact of their family health history, especially in later years. Many retirees also talked about working longer to maintain their healthcare insurance.

Source: MassMutual Retirement Services

Published with permission from RISMedia.


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