RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Top 10 Hurricane-Proofing Steps for Homeowners

June 12, 2015 1:45 am

There’s no doubt hurricanes can be devastating to both property and finances. Residents in hurricane-prone areas should prepare their properties and protect their finances sooner rather than later, advises Julie Rochman, president and CEO of the Insurance Institute for Business and Home Safety (IBHS).

“Now is also the time for property owners to review their personal emergency plans and homeowners insurance, complete a home inventory if they haven’t already, and stock on up needed supplies so they are ready for a potential storm. Don’t wait until it’s too late,” Rochman cautions.

The IBHS recommends homeowners add these top 10 hurricane-proofing steps to their to-do list to avoid property damage or a financial disaster.

1. Re-adhere shingles to prevent water damage to your roof decking.

2. Secure soffits to the walls to keep them from blowing off and allowing wind-driven rain into your house.

3. Seal gaps in outer walls to prevent water from getting in.

4. Protect windows and doors against flying debris and pressurization with shutters or pre-cut shutter panels that can be put in place quickly.

5. Trim trees away from your home and remove any weak sections that might break off and fall or become flying debris.

6. Review your insurance policy to make sure you understand what is covered and what isn’t.

7. Check your coverage limits to ensure you can rebuild your home and replace your personal belongings.

8. Consider flood insurance because flooding is not covered by standard homeowners or renters insurance.

9. Check your hurricane/windstorm deductible and consider putting aside additional money to rebuild your home if the amount is high.

10. Update your home inventory to speed up the insurance claims process if you have damage. This will also be useful if you apply for disaster aid.

Source: DisasterSafety.org

Published with permission from RISMedia.


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Eat Fresh: What Food Labels Really Mean

June 11, 2015 1:45 am

As more Americans seek to adopt healthy lifestyles, retailers have responded with a variety of food labels aimed at healthy eating. But what do all those buzz words really mean? Consumer Reports explains the science behind the labels:

“Fresh” – Genuinely fresh food products have either just been picked, gathered or produced, says the Food Marketing Institute. What fresh definitely doesn’t mean: frozen.

“Organic” – Foods dubbed organic are growing in popularity because the term is backed by the USDA, which certifies that the food item was produced within their guidelines. These include methods that cycle resources, conserve biodiversity and balance the ecosystem.

“Natural” – The USDA supports this label on egg products and meat and poultry, but producers can use it at their discretion on any item. For an item to truly be natural, it must be minimally process, contain no artificial ingredients, and be regulated by the USDA.

“Local” – Local is defined by the retailer, and as such, may not meet shopper expectations. A retailer typically labels items “local” if they came from somewhere in the state (à la Whole Foods), in bordering states, or within a specified perimeter around the distribution center.

“Artisan” – Fast food chains have been using the term artisan for years to distinguish their products from competitors, so identifying authentic artisan products can be a challenge. Food items categorized as artisan are generally not handmade, not small-batch or not high-quality, as the label suggests.

“Seasonal” – Experts at the Produce Marketing Association believe seasonal is a relative term. Because many produce items are imported from other regions, or even countries, items labeled seasonal may not truly be seasonally grown on farms in the area in which they’re sold.

Source: Consumer Reports

Published with permission from RISMedia.


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