RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

7 Ways to Protect Your Financial Info

December 6, 2017 1:42 am

Having someone hack your bank account or financial info can be devastating, emotionally and financially, and it can even ruin your credit for years to come. To help, the Pennsylvania Department of Banking and Securities offers the following steps to protect yourself from financial fraud:

- Use ATMs and gas pumps in well-lit, secure locations.
- Examine the card reader slot and surrounding areas to see if anything looks out of place, mismatched, or loose.
- Consider using a credit card not linked to your bank account to avoid compromising your PIN or cash flow, and to gain other consumer protections.
- Check your bank and credit card statements frequently to watch for fraudulent activity and report any unfamiliar activity immediately.
- Look for signs of an encrypted website when providing sensitive personal information such as credit card, banking information, or Social Security Numbers online; key identifiers include a website address for the website's login page that begins with "https" and a padlock icon in your browser status bar.
- Do not open links or attachments in unsolicited emails from any person or vendor you do not know.
- Give yourself a gift by ordering a free credit report from AnnualCreditReport.com.

Source: Pennsylvania Department of Banking and Securities

Published with permission from RISMedia.


Tags:

Tips for Maximizing Price Club Shopping

December 4, 2017 1:42 am

We all love the big sizes and low prices of our local warehouse store - yet we all hate the sticker shock that often occurs at the cash register when the clerk tells us the grand total. Are we really saving money when all is said and done?

Here are some tips for maximizing warehouse shopping and avoiding spending more than you bargained for:

Don’t browse. Go with a list of specific items that you actually need and stick to it. Part of the reason we overspend at warehouse stores is because we’re lured in by products that look interesting or that we can “probably use.”

Go more often. This sounds counterintuitive to spending less, but making more frequent runs to the warehouse store to get just a few items that we actually need will save us more money in the long run.

Only buy what you truly use a lot of. Don’t make the mistake of buying items you like just a little. You will have a lot of whatever it is you buy, so make sure it is something you will use or eat often. Otherwise, that mass quantity will just go to waste.

Don’t buy what you can’t store. You will save money on meat at wholesale clubs provided you have room to divide, freeze and store it. Otherwise, you will lose money on meat that goes bad before you can use it all.

Try the store brand. The generic warehouse brand is always cheaper and often just as good - if not better - than the brand names of your favorite products. Give it a try and save even more.

Shop brick and mortar. Be sure to shop at the store itself as opposed to its website. Online prices can be higher to cover shipping costs and other fees not associated with the physical location.

Published with permission from RISMedia.


Tags: