RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Debunking Common Car Insurance Myths

October 1, 2015 1:39 am

If you believe the color of your car affects your insurance rate, you’re not alone. According to a recent report, a large number of Americans believe the myth that driving a red car can negatively impact your insurance rate, among other popular misconceptions.

Per the report, Americans also wrongly believe:

• Insurance does not pay for repairs if a driver gets into an accident that is his or her fault

• Insurance does not pay for repairs even if the accident is not his or her fault
• Insurance will replace items stolen from a vehicle

• Insurance companies do not factor in area of residence when determining rates

• Insurance will cover mechanical problems

For the record, stolen property is protected by homeowners and renters insurance, even if the property is stolen from a car, rather than a house or apartment.


Published with permission from RISMedia.


7 Emergency Preparedness Tips for Your Household

October 1, 2015 1:39 am

It’s never too soon to prepare for an emergency. According to The Red Cross, one of the most common emergencies faced by families every day is a home fire – but unlike other disasters, home fires can often be prevented.

To stay safe, The Red Cross recommends these tips:

• Check existing smoke alarms and make sure to install one on every floor, inside bedrooms and outside sleeping areas.

• Practice fire drills at home several times a year to reduce evacuation time to less than two minutes and pick a place to meet outside.

• Fire escape plans should include two ways to get out of every room; consider escape ladders for bedrooms and homes on the second floor or above.

Additionally, every household should at least have the basics in place:

• Put together an emergency preparedness kit that contains food, water and other basic supplies to last at least three days.

• Ensure each kit includes essential medicines, copies of important documents and special items for children and pets.

• Plan to stay safe and communicate during disasters. Decide what to do if your family becomes separated or needs to evacuate.

• Coordinate plans with your place of employment and your child’s school, and know local emergency plans. Understand and be informed on the disasters that affect your local area and how to access guidance and information during an emergency.

“Preparedness is an ‘all of us’ activity, not just something for emergency preparedness professionals. There are simple things families can do now to prevent emergencies and make their lives better in the aftermath of a disaster,” says Russ Paulsen, Executive Director, Community Preparedness and Resilience Services for The Red Cross.

Source: The Red Cross

Published with permission from RISMedia.