RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Want to Up Curb Appeal? Try This

June 23, 2015 2:06 am

Whether looking to improve a home’s curb appeal out of choice or necessity, enhancing the exterior of the house can be easily accomplished with one smart upgrade. Vinyl siding, says Vicki Payne, host of PBS series “For Your Home”, not only looks beautiful, but can boost resale value when it is time to sell. Here’s why.

After winter, wood or fiber cement siding may be swollen, cracked, pitted, peeling or fading, says Payne. These can be signs of freeze/thaw or water damage and the affected areas may need repair or replacement. Vinyl siding is PVC-based, so it does not absorb water, and has a “rainscreening” design that won’t trap water behind the cladding.

Many homeowners choose to repaint wood or fiber cement siding. The finish on vinyl siding retains a freshly painted look for years, eliminating the need to touch up with paint in the future. While there are hundreds of vinyl colors to choose from, consider colors indicative of the architectural style of your home, Payne suggests.

No one wants to be taken by surprise with a costly repair. Nearly 98 percent of the vinyl siding sold in the United States is certified to meet or exceed standards for quality, such as color retention and performance, says Payne. Generally speaking, vinyl siding warranties cover the original owner for a lifetime and 50 years from the date of installation for subsequent owners.

There are also innovations in siding that can actually reduce your energy consumption, adds Payne. Insulated siding wraps your home in continuous insulation, preventing heat or air conditioning from escaping through the studs, so your home stays cool in summer and warm in winter.

If not installed properly, all cladding will be vulnerable to damage over time. Vinyl siding is the only exterior cladding with a certified installer program with validation by an independent, third-party administrator. Certified installers have years of installation experience, knowledge of proper installation techniques consistent with the industry-recognized installation standard, and have passed a rigorous certification exam.

Source: VinylSiding.org

Published with permission from RISMedia.


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Excessive Vacation Spending Can Damage Credit

June 22, 2015 2:03 am

It’s no secret travelers tend to spend more money when vacationing, but a recent Experian survey finds that the majority are relying on credit cards to make up the difference. Findings from the survey show that most travelers prefer to use credit than debit cards and cash for expenses like lodging, airfare, entertainment and dining.

"People want to come home from vacation with happy memories, not with unanticipated and unmanageable credit card bills," says Experian Consumer Services President Guy Abramo. "Racking up excessive credit card debt without a plan to pay it off can put people, especially millennials, in a bind that could affect their financial health and credit status for years to come."

According to the survey, millennials rank higher when it comes to risky vacation spending. Nearly three-quarters of millennials report spending more than expected when traveling, and one-third report not saving in advance of a vacation. More than half are strapped with credit card debt once the holiday ends.

Source: Experian Consumer Services

Published with permission from RISMedia.


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