RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Are the Characteristics of Your Home in Sync with You?

May 19, 2015 12:50 am

I would always encourage homeowners to step back and consider how other people might describe your home. Are the characteristics in sync?

For a house to truly become a home, our friend Linda Gottlieb, a Connecticut DecorDesigner with Decor&You says it must have a soul that mirrors the authenticity and individuality of the homeowner.

Typically Gottlieb sees people choosing their interior design based on current trends or affordability. But in order to truly create a fulfilling home, she says it's essential to make sure the space embodies its own, original self.

So here are some of her tips and ideas to help create a home that truly reflects your personality:

Choose Your Hues: Choose interior colors and hues that correspond with your personality. For instance, a very calm and tranquil person may consider using watery colors; an energetic person may want to play with bright tones; while a dramatic, yet sophisticated person can opt for rich, deep shades such as an Eggplant purple or maroon. After you decide on the color schemes, it's key to take a moment and envision yourself living within the realms of those colors.

Celebrate Your Prized Possessions:
From family heirlooms to trophies, everyone has belongings with priceless personal value. To help reflect your history and achievements, utilize these items as focal points in the home. These pieces can set the foundation for a room's color schemes, furniture, and overall style.

Echo Your Lifestyle:
Comfortable seating, ottomans, dim lighting, and matching blankets help to ensure a relaxed attitude. For an extravagant and inviting room, go bold with intricate details. Statement pieces, like an elegant chandelier, make the room lively and stimulating. Slipcovers with varying patterns are also a great way to keep guests 'wowed' and allow you to alter a room to fit all occasions.

Signature Scents: Scents have the potential to serve as a powerful memory trigger, so choose smells corresponding with enjoyable times. With so many different options available, the perfect scent could be the final step in embodying yourself within your home.

Source: Decor&You

Published with permission from RISMedia.


Tags:

Identifying Coverage Gaps for Home-Based Businesses

May 18, 2015 12:48 am

For many, achieving the American dream comes with the freedom of operating a home-based business. But without proper insurance planning, even the most promising dream can quickly turn into a nightmare. Blurring the lines between home and work can have unexpected and costly impacts on all types of personal insurance, says the National Association of Insurance Commissioners (NAIC).

To avoid costly impacts, the NAIC recommends home-based business owners consider these personal insurance implications:

Home – Homeowners’ or renters’ insurance policies are rarely adequate for business needs. Owners may want to investigate a business owners' policy or general liability, business property and business interruption/continuation insurance.

Auto – If you own or lease a vehicle almost exclusively for business use, list the business name as the principal insured. Consider also increasing coverage to protect permanently attached items, such as a generator or storage unit.

Health – There are a variety of sources for purchasing HMOs, PPOs, EPOs and other popular health insurance plans at group rates. Under the Patient Protection and Affordable Care Act (ACA), business owners and the self-employed who purchase coverage through new health insurance marketplaces may qualify for tax credits.

Life – If the home business is a partnership, consider key person life insurance which names each partner in a business as beneficiary on the other partner's policy. If one partner passes away, the other can use funds to buy out heirs, pay off loans or continue operations.

Source: NAIC

Published with permission from RISMedia.


Tags: