RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Lightning Protection a Must for Homeowners

July 2, 2015 2:18 am

Lightning strikes may seem like a rare occurrence, but they can wreak havoc on your home if they strike your property, says Insurance Institute for Business and Home Safety President and CEO Julie Rochman.

“People often underestimate the harm that lightning can cause, but make no mistake–it’s a dangerous force to be reckoned with,” says Rochman. “We encourage both home and business owners to take the necessary precautions to protect their property from the damaging effects of a lightning strike, such as power surges.”

• For protection from lightning strikes in the general area of your home or an externally produced surge, a whole-house surge protector is the best starting point for reducing the risk of damage or a fire.

• Install additional protection for important or expensive electronic equipment. This should include localized surge protection for power cords to the electronic equipment and any telephone and cable/satellite television lines connecting to the equipment. Make sure all equipment is UL-listed and properly labeled.

• Lightning protection systems are designed to protect a structure and provide a specified path to harness and safely ground the super-charged current of the lightning bolt. The system neither attracts nor repels a strike, but receives the strike and routes it harmlessly into the earth, thus discharging the dangerous electrical event. Be sure the lightning protection system is designed and installed in accordance with accepted industry standards.

• Stay off landline/wired telephones and utilize a cell phone if necessary. In your home, do not stand near open windows, doorways or metal piping. Stay away from the television, plumbing, sinks, tubs, radiators and stoves. Avoid contact with small electric appliances such as radios, toasters and hairdryers.

Source: IBHS

Published with permission from RISMedia.


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Don’t Let Money Get Away on Your Getaway

July 1, 2015 2:18 am

Travel is one of those luxuries everyone wants to afford, but may not be able to fit into their budget. In fact, 32 percent of Americans report they cannot afford to take a summer vacation, according to a recent Skift survey. But for families feeling the squeeze, there are ways to enjoy a guilt-free vacation. The nonprofit American Consumer Credit Counseling (ACCC) recommends planning a budget-friendly trip with these tips.

1. Plan in Advance

To save big, plan ahead by packing lunches, snacks and drinks. Instead of filling your cooler full of ice that will melt, freeze water bottles to cool your food down. When they melt, hand them to your kids for drinks. With a picnic lunch, you can avoid inflated amusement park prices and allot more money to other vacation activities. If you are staying in a hotel or flying, make sure to book your ticket in advance before prices skyrocket.

2. Drive Rather than Fly


Instead of flying, take advantage of falling gas prices by setting out on a road trip. Compared to last year, fuel cost is estimated to be a dollar less per gallon in the United States. Make the most out of your outing. Get your kids involved by using Google Maps to plot your destinations along the way. Bring fun trivia and car games to transform what could be a boring car trip into an exciting adventure.

3. Research Budget Activities and Special Deals

Do your research ahead of time to find out about special offers. Since it is summer and the economy is slow, many businesses and towns are offering free events and incredible deals on discount websites such as Groupon.com. Instead of taking a pricey walking tour, print your own map out online and create a do-it-yourself version Visit free concerts and museums.

If you find a free deal a few states away, use it as your choice for an expedition. While on your trip, pass up the over-priced souvenirs and use your smart phones to capture photos. When your trip is over, compile your pictures into a colorful scrapbook or calendar as a memento or great gift idea for a family member in the future.

4. Find Off-Season Destinations

If you can take off week days, plan to travel Monday through Thursday so that you beat the crowds and weekend prices. Consider winter destinations, like the Caribbean, as you will enjoy their off-season prices during the summer.

5. Rethink Your Lodging

Avoid staying in the most popular locations. If you are planning a trip to a major tourist city, consider staying in a city close by. When choosing where to stay, take into account the variety of options besides expensive hotels. Camping is not only affordable, but a clever way to un-plug from your busy routine and enjoy the outdoors. If camping is not for you, consider a quaint bed and breakfast where you can enjoy a sit-down breakfast with your family.

Source: ACCC

Published with permission from RISMedia.


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