RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

9 Ways to Go Green in Your Garage

May 28, 2015 12:57 am

Though automobiles have become more environmentally-friendly, their traditional home – the garage – remains a warehouse of pollutants, according to the experts at EGOPowerPlus.com. Whether your garage is attached or detached, you can green your garage in as little as nine steps. Here’s how to get started.

1. If your garage lacks finished walls, lose the half-finished look by insulating and finishing them out. Use biodegradable, low or no-VOC caulks and non-shrinking, flexible adhesives to close gaps. Add a well-insulated garage door with R-values between 13 and 17.5 percent.

2. Clean walls and the floor with eco-friendly cleaners, such as those that are vinegar-based, to remove grime.

3. Set the alarm. Be sure your garage has both fire and CO detectors installed. If battery-powered, check regularly to ensure they are working.

4. If your garage is not included in your home HVAC system, explore solar-powered heating and cooling. At the very least, install an exhaust fan to circulate air more efficiently and get rid of dangerous fumes.

5. Replace traditional bulbs with energy-efficient LED lighting or CFLs. Install task lighting to reduce costs and still see what you're doing.

6. Install skylights if possible. Natural light reduces energy and brightens the feel of the garage.

7. Add a rain barrel just outside the garage, direct rain runoff and use the water for lawn and garden, car washing and other common uses (except drinking).

8. Half-full cans of paint or cans of oil are toxic. Check with your city to find approved disposal sites. For paints and chemicals you need to hold on to, store in a secure cabinet if possible (except for gasoline). If nothing else, place plastic wrap over the open top, pound the lid on with a hammer, and then store the can upside down to secure fumes.

9. Battery-assisted car engines are becoming more common, but if your car is gas-powered, you can manage pollutants with regular inspections and repairs. Leaking fluids such as oil, gas, brake fluid and anti-freeze flow into sewers and eventually into public water sources.

Source: EGOPowerPlus.com

Published with permission from RISMedia.


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Solicited on Social Media? It May Be Card Cracking

May 27, 2015 12:54 am

Card cracking is a form of fraud in which consumers respond to an online solicitation for “easy money” and provide a debit card for withdrawal of fake check deposits. Criminals use platforms like Facebook, Twitter or Instagram to solicit consumers, often targeting people between the ages of 19- and 25-years-old, as well as college students, newly enlisted military and single parents.

Consumers who respond to these solicitations (now accomplices), provide a debit card, PIN and online credentials to give the criminal direct access to their account. The fraudster deposits worthless checks using mobile deposit and immediately withdraws the funds at an ATM. The consumer then calls to report a stolen debit card or compromised credentials, and the bank reimburses him or her for funds lost and the criminal provides the consumer with a cut of the money withdrawn using worthless checks.

To avoid becoming involved in this type of scam, the experts at the American Bankers Association advise following these tips.

• Do not respond to online solicitations for “easy money.” Card cracking advertisements will suggest that this is a quick, safe way to earn extra cash. Keep in mind that easy money is rarely legal money.

• Never share your account and PIN number. Keep this information private at all times. By sharing it with others, you expose yourself to potential fraud.

• Do not file false fraud claims with your bank. By filing a false claim, you are a co-conspirator to fraud. Banks’ detection techniques for card cracking are constantly improving and suspicious claims will be investigated.

• Report suspicious posts linked with scams. If you notice postings that appear to be linked with a possible scam, report them to the social media site. There is usually a drop down menu near the post to allow for easy reporting.

Source: ABA

Published with permission from RISMedia.


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