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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

10 Tips for Road Trippers

August 19, 2015 12:15 am

During peak travel seasons, embarking on a road trip is one of the easiest ways to get to your destination. All you need is a full tank, the open road and these smart tips, courtesy of the editors at Rand McNally, publisher of the Road Atlas series.

1. Plan your trip. There often are many sources for planning, but use those with which you feel most comfortable. Talk with friends and family for recommendations.

2. Load the car strategically. Start with the least essential items, followed by gear you'll need to access, including grab-and-go overnight bags. Keep absolute essentials nearby, especially medications.

3. Improve fuel economy. Roll down the windows when traveling at lower speeds, and use the air conditioning for highway driving. Hot weather can actually increase fuel economy since your engine warms up to an efficient temperature faster. Warm air also tends to cause less aerodynamic drag than cold air.

4. Be road ready. Pack a first-aid kit, plenty of tissues, moist wipes and a travel size spray bottle filled with rubbing alcohol. You can use the alcohol to sanitize hands and clean surfaces.

5. Bring a cooler. It's smart – and wise for your budget – to bring a small cooler filled with drinks, fruit and other healthy treats to stay well hydrated and well nourished on the road.

6. Pack for entertainment. The license plate game can only go so far until the inevitable delay looking for the elusive Hawaii plate. Bring car games, print and audio books, and tablets loaded with digital books, games, and movies.

7. Create a customized playlist. Have fun selecting the perfect soundtrack to your road trip. If you don't have time to make your own, find a compiled playlist at www.NPR.org.

8. Pack a separate container to hold recyclables.
If your campground doesn't offer recycling, use an app to help locate recycling centers.

9. Stay connected.
Bring a wireless router for mobile Internet access.

10. Take time to try new things
. Whether it's pulling over for a scenic overlook or stopping for lunch in a local diner, make time to explore beyond the official itinerary.

Source: Rand McNally

Published with permission from RISMedia.


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Report: More Americans Prioritizing Retirement

August 19, 2015 12:15 am

With the economy rebounding, households are saving significantly more so than in previous years. According to a recent Bankrate.com report, nearly 20 percent of working Americans are saving more for retirement now than they were one year ago, and more than half (55 percent) are saving about the same amount that they were saving one year ago.

Just 14 percent of working Americans are saving less for retirement, a vast improvement from 29 percent seen four years ago.

The uptick in savings might be attributed to heightened feelings of job security–despite a slip of optimistic feelings about debt, net worth and overall financial situation, according to the report.

Ten percent of working Americans have not contributed anything to their retirement accounts this year or last year.

"With millions of Americans behind in their retirement savings, it is important not only to save, but to save more each year," says Bankrate.com Chief Financial Analyst Greg McBride. "Even for those saving the maximum, 401k contribution limits increased for 2015, affording the opportunity to put more away for retirement."

Source: Bankrate

Published with permission from RISMedia.


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