RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

7 Deck Maintenance and Safety Tips

August 24, 2015 12:18 am

A well-maintained deck can provide years of outdoor enjoyment for family and friends–not to mention, a major selling point for buyers. To keep your deck looking its best, the experts at HomeAdvisor.com recommend following these seven tips.

1. Inspect for Rot – The devastating effects of wood rot and decay can be mitigated with regular inspection. Examine the deck’s ledger board, support posts, joists, boards, railings and stairs for signs of trouble, including soft spots and splitting, peeling pieces.

2. Fasten Weight-Bearing Board – To ensure your deck remains structurally sound, remove any nails attaching the deck to the home and replace with half-inch stainless or galvanized steel lag screws and bolts. If you notice a gap between the house and the deck, tighten the bolts.

3. Clean Flashing – Clear out any mud or debris caking the flashing, which helps to prevent board rot. Assess the flashing for compromised caulk or other signs of breakage. If the flashing is dated, consider hiring a professional deck contractor to replace it.

4. Secure Railings – Most municipal codes require deck railings to be at least three inches high and four inches apart, but check with your local authority to see what mandates exist in your area. Periodically, pull on the railings and banisters to ensure stability.

5. Evaluate Stairs – Take a look at stair risers and stringers (which hold the steps up from the side) to ensure they are securely attached. Generally, stair treads must be no more than four inches high–contact your local government office to be sure.

6. Tighten Fasteners – Fasteners are what hold deck boards together, such as nails, screws and anchors. Be sure to tighten loose fasteners and replace any that have rusted or corroded–leaving them in can speed up deterioration of the wood, and make your deck sag or sway.

7. Reapply Finish – If your deck’s finish has seen better days, consider reapplying with a waterproof finish that protects from mold, mildew and pests. To extend the finish, keep your deck free of leaves and dirt.

Source: RISMedia’s Housecall

Published with permission from RISMedia.


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What Factors Impact Car Insurance Costs?

August 21, 2015 2:15 am

Auto insurance providers examine a number of factors when determining risk and rate for each driver. According to a recent InsuranceQuotes.com report, age and marital status have a significant impact on car insurance costs – costs decrease every year until age 60, for example, except in states where insurance companies are not permitted to factor age into rate calculations.

Per the report, the sharpest drop in costs is from age 20 to 25 – a whopping 41 percent decrease. From age 25 to 60, rates drop another 18 percent. Senior citizens do not experience large penalties as they age; 75-year-old drivers may pay just up to 17 percent more than 60-year-olds, the report found.

Getting married young can save a great deal on car insurance, as well, except in states where insurance companies are not permitted to factor marital status into rate calculations. According to the report, a married 20-year-old pays 21 percent less than a single 20-year-old for the same policy. At age 25, the average marriage savings falls to 7 percent.

Source: InsuranceQuotes.com

Published with permission from RISMedia.


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