RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

7 Patio Hacks to Try This Summer

June 8, 2015 1:36 am

When you’re not soaking up the sun on the beach or taking in a game at the ball park, your backyard is likely playing host to summertime activities. To crank up the good times at home, add these unconventional upgrades served up on your patio for endless fun all summer long.

1. Chandelier and Sconces – Today’s outdoor lighting designs have evolved beyond tiki torches and paper lanterns. String up tiny twinklers, repurpose a chandelier or install sconces to add some sparkle to your summer.

2. Suspended Sofa – Outdoor spaces have become an extension of the interior of the home, and your patio should be no exception. Suspend a sofa for lounging, create a coffee nook for weekend mornings or a cozy bench to tackle your summer reading list.

3. Pizza Oven
– It’s no secret outdoor kitchens are in high demand. Add your very own to your backyard by installing a pizza oven. For the non-handy homeowner, pre-manufactured pizza ovens are available, but do-it-yourselfers can construct one in a weekend.

4. Foldable Bar – A bar is a must if you regularly host guests. If your patio doesn’t permit a full bar set, DIY a foldable bar. The best part? It can be stored at a moment’s notice – not that you’d want to!

5. Movie Screen – An outdoor movie at home is a fun way to spend warm summer nights without breaking the bank. String clothesline between deck posts or trees and use a white sheet and a projector to create your very own theater.

6. Dance Floor – If your patio is spacious, up the entertainment factor with a portable dance floor. If your patio is natural wood, reserve a corner for when Saturday Night Fever rolls around.

7. Container Garden – Your patio is the perfect place for a container garden. Inject life onto a stone slab by growing your own vegetables (tomatoes are easy) or summer blooms.

Source: RISMedia’s Housecall

Published with permission from RISMedia.


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How Homeowners and Renters Can Apply for Disaster Assistance

June 8, 2015 1:36 am

With storms battering many parts of the country, homeowners and renters in disaster-designated counties who sustained damage to their homes, vehicles or personal property as a result of severe storms should know that they may qualify for disaster assistance. According to FEMA, applicants can:

• Apply online at DisasterAssistance.gov
• Apply by smartphone or web-enabled device at m.fema.gov
• Apply by phone at toll-free 800-621-3362800-621-3362 FREE or 1-800-462-75851-800-462-7585 FREE

Disaster assistance may include grants to help pay for temporary housing, emergency home repairs and uninsured and underinsured personal property losses. The U.S. Small Business Administration (SBA) offers low-interest disaster loans to homeowners, renters and businesses of all sizes. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations.

You should apply for assistance even if you have insurance because you may find you have unmet needs after you receive your settlement. If you have not already contacted your insurance agent to file a claim, do so right away. Insurance is your main source for money to put your life back in order after a disaster. But insurance does not cover many expenses, so disaster programs may be able to help. You should not wait for your insurance settlement to apply for a low-interest disaster loan from the SBA.

After you apply, FEMA will send you a copy of your application and a copy of “Help After a Disaster: Applicant’s Guide to the Individuals and Households Program,” which will answer many of your questions. This useful publication explains how FEMA’s disaster assistance program works; describes additional kinds of help you may qualify for from other federal, state and voluntary agencies; and gives you many important tips on how best to make all these programs work for you.

If your home or its contents are damaged and you are uninsured or underinsured, a FEMA inspector may contact you within about 10 days after you apply to schedule a time to meet with you at your damaged home. All inspectors carry photo ID that shows they are affiliated with the U.S. government.

If you’re a homeowner, you may borrow up to $200,000 from SBA to repair or replace your primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property.

Source: FEMA.gov

Published with permission from RISMedia.


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