RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

5 Ways to Stay Active in Summer

June 19, 2015 1:57 am

(Family Features) Staying active in warmer months is always a challenge. Despite the best laid plans, life can get in the way – you may skip a gym visit to go to the beach, or miss that workout class to lounge by the pool. To avoid veering off track this summer, get moving with these tips.

1. Find ways to beat the heat. Don't let the summer sun be your excuse to stay indoors on those extra hot days. Set your alarm early to get your morning run or hike in before afternoon temperatures rise. Seek a refreshing, cool workout, such as water aerobics at the gym or paddle boarding at the lake when the temps are soaring.

2. Find motivation in all forms. Seek the help of like-minded individuals who also want to establish healthy routines. Look online for health and fitness blogs from others who can share their own journeys toward better health. Or, invest in a wearable fitness device for a personalized experience.

3. Establish a summer schedule. With kids out of school, it can be easy to fall into a more laid-back routine. Fight the urge to turn on the television and create an active schedule with your children. After dinner, have a family walk around the neighborhood or plan for weekend outings to your favorite local nature preserve.

4. Schedule a walking meeting at work. If sitting in an office is part of your daily routine, make a point to be active. Need to go over some items with a co-worker? Avoid booking the conference room and plan a walking meeting outside or around the building. Getting your heart ate up and taking in some fresh summer air may be just what you need for successful brainstorming on the job.

5. Plan for an active vacation. Don't let travel plans justify inactivity. Use your vacation as an opportunity to get moving and create new, healthy experiences. Visiting a historic town or city? Check out walking group tours to sightsee. Hitting the beach? Try beach volleyball, surfing or strolling beside the water every night. No matter where your travels take you, you can always find a way to be active.

Source:
MyMiraFit.com

Published with permission from RISMedia.


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Mortgage Rates Reel In

June 19, 2015 1:57 am

After a notable run-up, both fixed and adjustable mortgage rates are taking a breather, reports Bankrate.com. Mortgage rates moved down slightly with the benchmark 30-year fixed mortgage rate slipping to 4.13 percent and the average 15-year fixed mortgage sliding to 3.35 percent.

Adjustable rate mortgages (ARM) have lowered as well, with the 5-year ARM down to 3.22 percent, and the 7-year ARM settling at 3.45 percent. The jumbo 30-year fixed mortgage retreated to 4.14 percent.

The Federal Open Market Committee (FOMC), while acknowledging the likelihood of an initial interest rate hike later this year, did emphasize that further economic improvement still needs to be seen and that the trajectory of interest rates will be gradual. This has calmed the nerves of bond investors, causing both bond yields and mortgage rates to settle after a period of volatility.
Mortgage rates are closely related to yields on long-term government bonds, which fluctuate based on the outlook for the economy, interest rates and inflation.

Source: Bankrate.com

Published with permission from RISMedia.


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