RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How to Cash in on Travel Delay Claims

July 20, 2017 1:03 am

Travel lovers know that sometimes, delays happen. Unfortunately, delays can throw a pretty big wrench in your travel plan, causing you to miss that next connecting flight, an important event, or even the boarding of your cruise ship! And after all of that rerouting, getting your delay claims back from your insurance company can be an even bigger headache.

To help, Squaremouth, shares the following tips on getting travel delay claims approved.

Contact Your Provider's Emergency Assistance. Each travel insurance provider on squaremouth.com has a 24-Hour Emergency Assistance department that will explain coverage based on your situation.

"Before making any changes to your itinerary or spending money on a hotel room, we recommend contacting your provider's Emergency Assistance," says Squaremouth Claims Director Brandi Morse. "Whether it's a travel delay or a flight cancellation, they will be able to explain your options immediately."

Keep All of Your Receipts During the Delay
Your insurance benefits can reimburse you for meals and hotels while your trip is delayed, but you must remember to keep your receipts from the delay. Most policies include Travel Delay coverage as an extra benefit for travelers. This benefit will typically reimburse between $250-$1,500 per traveler.

Get a Statement From Your Airline Confirming the Delay
Travel insurance providers typically require a statement confirming you were actually delayed and why. To be reimbursed, you usually must be delayed for a minimum of 3 hours, however some policies don't provide coverage until a delay exceeds 12 hours.

Most approved Travel Delay claims are for severe weather or a mechanical breakdown that impacts a flight. However, missing your flight because you got caught up at a security checkpoint, especially as airports increase security measures, is not covered.

Keep Your Trip Documentation
Many providers will ask travelers to show the impact of a delay on their travel plans. In some cases, you may be covered by the Travel Delay benefit to catch up to your cruise.

Source: Squaremouth

Published with permission from RISMedia.


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5 Steps to Keep Your Car Prepared for Summer Heat

July 20, 2017 1:03 am

(Family Features)--Taking proper care of your vehicle is important all year, but summer heat brings a unique set of challenges to your car's air conditioning system, tires, brakes, battery and more. To ensure your vehicle is prepared to safely handle the summer elements and to help avoid breakdowns, preventative maintenance is necessary.   

The car care experts at Goodyear Auto Service offer these essential tips that can help keep your car performing safely, comfortably and cool - all summer long:

1. Keep tires properly inflated. As temperatures rise, so does your tire pressure. Tires with high air pressure perform inefficiently as compared to properly inflated tires. Check your tires regularly, leveraging the inflation level molded into the driver door sidewall or in your vehicle's manual.

2. Check air conditioning. The experts at weather.com are predicting warmer than average summer temperatures for a vast majority of the country. When temperatures climb, avoid losing your cool with preventative care.

3. Test and replace the battery. Battery failure is the No. 1 cause of car breakdowns. Often, batteries give slight warning signs when they run low. For example, you may notice the engine struggling to turn over upon ignition or see white, blue or orange fuzz forming around the battery. While a typical battery life is 4 1/2 years, each day of extreme weather - both hot and cold - contributes to the shortening of a battery's life. It's a good idea to have your battery tested by a trained professional during peak seasons to determine whether it's time for a replacement.

4. Don't overlook tread depth. When it comes to tire maintenance, proper depth is an easy way to maximize safety and performance. There are several ways to check tread depth, including the "penny test." Simply insert a penny into your tire's tread groove with Lincoln's head upside down, facing you. If you can see all of Lincoln's head, it's time to replace your tires.

5. Inspect brakes. If your car jerks or pulls to the side when you apply the brakes, or if you hear sounds like squeaking, squealing or grinding, it's likely time for service. Always check your owner's manual, but a general rule of thumb is to have your brakes checked every 12 months or 15,000 miles.

Source: GoodYear

Published with permission from RISMedia.


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