RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

5 Ways to Switch Up Seasonal Décor

December 22, 2015 12:09 am

Looking to liven up the décor in your home? Beat the winter doldrums?  Tie in signs of the season? How about all three?

“Winter is a season that naturally contains an abundance of inspiring color and décor, from the bold colors in a lit fireplace to the frosty weather outside,” says Nathan Fischer, Orange Country, Calif.-based design expert for Ace Hardware. “Our color and décor trends this season aim to bring all of the best elements of winter into your home.”

Those trends include warm colors, such as Venetian red and tango pink, paired with cool tones, like ghost white and slate gray. Décor in line with the season, says Fischer, includes the following:

• Wood, metal and woven textures combined with complementary cool tones

• Light, airy drapes hung just below the ceiling line

• Strategically placed pillows in a variety of patterns but with similar color palettes

• Vintage mirrors in unexpected places, like behind the sofa

• Continued color palettes in adjoining spaces, such as in an entryway and hallway 

Source: Ace Hardware 

Published with permission from RISMedia.


Forecast: Mortgage Credit Standards Ease Further in 2016

December 22, 2015 12:09 am

Lenders expect credit standards for government and GSE-eligible mortgages to continue easing in 2016, and many report they have already loosened strictures that prevented prospective homebuyers from obtaining a loan, according to a recent Fannie Mae survey.

“Several factors point to constrained housing affordability in 2016, particularly for first-time home buyers, including slow single-family supply response and limited inventory of starter homes on the market, strong inflation-adjusted house price appreciation outpacing household income growth, and an upward bias in mortgage rates,” explains Fannie Mae Senior Vice President and Chief Economist Doug Duncan. “However, on net, lenders told us in our fourth-quarter Mortgage Lender Sentiment Survey that they have eased and expect to continue to ease credit standards, which was a consistent trend throughout 2015."

The share of lenders expected to ease standards for GSE-eligible loans climbed to 16 percent, while the share expecting to tighten standards dropped to 2 percent, per the survey. Housing affordability stands to increase if these findings bear out in the coming year.

Source: Fannie Mae

Published with permission from RISMedia.