RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Report: More Americans Prioritizing Retirement

August 19, 2015 12:15 am

With the economy rebounding, households are saving significantly more so than in previous years. According to a recent Bankrate.com report, nearly 20 percent of working Americans are saving more for retirement now than they were one year ago, and more than half (55 percent) are saving about the same amount that they were saving one year ago.

Just 14 percent of working Americans are saving less for retirement, a vast improvement from 29 percent seen four years ago.

The uptick in savings might be attributed to heightened feelings of job security–despite a slip of optimistic feelings about debt, net worth and overall financial situation, according to the report.

Ten percent of working Americans have not contributed anything to their retirement accounts this year or last year.

"With millions of Americans behind in their retirement savings, it is important not only to save, but to save more each year," says Bankrate.com Chief Financial Analyst Greg McBride. "Even for those saving the maximum, 401k contribution limits increased for 2015, affording the opportunity to put more away for retirement."

Source: Bankrate

Published with permission from RISMedia.


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The Top Interior Color Trends to Watch

August 19, 2015 12:15 am

Defining a color palette in the home is as much about personality as it is about aesthetics. Whether seeking to renovate a room or simply refresh seasonal decor, consider incorporating this year’s most popular colors in the design, which not only speak to individuality, but are also right on trend, according to the color experts at Valspar.

1. “Sixth Sense” – Modern Grays, Transparent Blues and Radiant Yellows
Impressive advancements in smart technology and intuitive digital devices - from smart phones to smart cars to wired-clothing - are becoming a benchmark in all aspects of everyday life. This trend represents the seamless, perceptive presence of smart technology with cool, luminous and visionary hues featuring transparent glowing tones of blue, green, aqua and radiant yellow balanced by a stylish modern gray that expresses intuition. Bringing in touches of iridescent and ombre finishes can elevate the flowing effect of these luminous hues.

2. “New-Fashioned Family” – Happy Reds, Timeless Blues and Deep Burgundies
Shifts in family structure, as they become increasingly diverse, blended and anything but cookie cutter, are impacting today's homes. This trend is characterized by joyful, optimistic, contemporary hues capturing the independent spirit of this new demographic and includes confident, happy shades of red, coral, berry and orange grounded with a timeless, comfortable denim blue and a soulful, deep burgundy. Pairing these joyful hues with high-gloss finishes and translucent accents adds a pop of personal style to the home.

3. “Picture-Perfect” – Soft Tans, Dreamy Blues and Filtered Platinum

This trend zooms in on the social media movement and the powerful influence of personal storytelling. This palette embodies the warm connective nature of self-expression with soft coral tones, a tan that represents human interaction, and dreamy shades of blue, copper and platinum that bring to mind popular photo filter effects. Layering these filtered hues with subtle shimmer and metallic finishes can add a flash of excitement.

4. “Nurtured by Nature” – Mineral Grays, Rich Reds and Fresh Yellow-Greens

This trend is translated by a collection of lush, organic colors that include unrefined mineral grays of the earth; a rich clay red; an invigorating blue and a fresh yellow-green that radiates energy and growth. Natural stone and hammered steel accents ground the energy of these lush hues and heighten the sensory appeal of the space.

“‘What colors are trending?’ is probably the most frequent ask I receive as a designer,” says Genevieve Gorder, design expert, television personality and Valspar color ambassador. “Grouping colors into relatable families through cultural events makes an overwhelming category of home feel approachable, logical and most importantly, doable.”

Source: Valspar

Published with permission from RISMedia.


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