RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Renting a Moving Truck? 8 Tips for DIY Movers

July 29, 2015 1:36 am

Moving to a new home? Instead of shelling out big bucks for a professional mover, do it yourself with a rental vehicle and these tips, courtesy of the experts at U-Haul.

1. Plan your move in advance.
Since nearly 45 percent of all moves occur between Memorial Day and Labor Day, make your reservation for a rental vehicle at least two to four weeks prior to your moving date.

2. Avoid the weekend rush.
Typically, Sunday through Thursday offers greater equipment availability, plus banks, utilities and government offices are open. In addition, rates may be lower during this time.

3. Look into your homeowner’s insurance policy
prior to moving, as some policies will cover belongings while moving as long as the insurance policy is in force during the move.

4. Allow time for the rental process.
Be sure to conduct a walk-around inspection of the equipment at the time of pickup to become familiar with its features and operation, and to ask any questions you may have.

5. Pack your boxes strategically.
Choose a packing room ahead of time and box up a few things each day. Mark each box with its contents and destination room. Have all your boxes packed before you go to rent your truck. Load the heaviest items first, in front and on the floor. Pack items firmly and closely.

6. Read the equipment user’s guide for tips on driving and safety.
Monitor the equipment while it is in your possession, just as you would your own personal vehicle.

7. Always secure the back door of the moving van or trailer with a padlock.
Always make sure your doors are locked.

8. Always park your rental equipment legally and in a well-lit area.
Back up your rental equipment as close as possible to a garage door, building or wall, and if you can, park another vehicle in front of the rental truck.

Source: U-Haul

Published with permission from RISMedia.


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Renting a Car? Verify Coverage You Have First

July 28, 2015 1:30 am

If renting a car is part of your travel plans, you likely have insurance options already available to you, says the Insurance Information Institute (I.I.I.). The I.I.I. recommends making these two phone calls before renting a car – you’ll save a bundle on wasted duplicate coverage!

Call #1: Your Insurance Professional

If you own a car, find out how much coverage you already have. In most cases, whatever insurance and deductibles provided by your auto policy would apply to a rental car, providing you are using the car for recreation, not business. However, if you have dropped either comprehensive or collision on your own car as a way to reduce costs, you will not be covered if your rental car is stolen or damaged in an accident.

Check to see whether your insurance company pays for administrative fees, loss of use or towing charges. Some insurance companies may provide an insurance rider to cover some of these costs, which would make it less expensive than purchasing coverage through the rental car company. Keep in mind, however, that in most states diminished value (the reduction in a vehicle’s market value that occurs after a vehicle is damaged and then repaired), is not covered by insurers.

If you do not own a car and are a frequent renter, ask about a non-owner liability policy. This would provide liability insurance when you either rent or borrow another person’s car.

Call #2: Your Credit Card Company

Most credit card companies provide some level of insurance for rental cars. To find out the details of what is covered, call the toll-free number on the back of the credit card you will be using to rent the car and ask them to send you rental car coverage information in writing. In most cases, credit card benefits are secondary to either your personal auto insurance policy or the insurance coverage offered by the rental car company.

Insurance benefits differ widely by both the credit card company and/or the bank that issues the card, as well as by the level of credit card used. Credit cards generally do not provide personal liability coverage. Some credit card companies may provide coverage for towing, but may not provide for diminished value or administrative fees.

Source: I.I.I.

Published with permission from RISMedia.


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