RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

10 Ways to Take the Stress Out of Back-to-School Shopping

August 6, 2015 12:00 am

(Family Features) For busy families, back-to-school season is not without its share of stressors. Ease the back-to-school burden on your household with these shopping tips designed to simplify the year ahead.

1. Take stock of your inventory. School lists often carry over each school year, so make sure you aren't buying multiples of things you already own. Some supplies are more exciting when refreshed every year, but buying the same ruler year after year is simply a waste of money.

2. Make a list with your children.
Put everything you need on that list, and be clear that once the list is done, it's done. Having everyone on the same page with a complete list helps ensure nothing vital is forgotten, and the list can serve as a handy tool to keep your budget in check.

3. Begin shopping as early as possible.
Hunt bargains before the traditional back-to-school season to get the best deals. Not only will you save some cash, you will have a wider selection to choose from. Spreading the shopping over several weeks also allows you to distribute the expense across several pay periods, lessening the chance of blowing your monthly budget.

4. Shop online.
Sign up for email alerts from your go-to retailers so you'll be in the know when the best deals hit. Many stores now offer online-only specials, so watch ads closely to know when you're better served making purchases in-store or online. Keep an eye out for free or reduced shipping for extra savings. You might also rely on social media to follow back-to-school offers and hashtags.

5. Put quality ahead of price.
While it's tempting to go for cheap when your list is long, remember that sometimes quality buys actually save more in the long run. You can buy a ton of cheap pens that skip, or simply stop working, for example, when you’ll be better served buying ones of higher quality.

6. Make your children shopping buddies.
Involve your kids in the back-to-school shopping process by giving them a budget. Help them allocate money for all the expenses, including clothing, school supplies, shoes and more. Use the opportunity to talk about how shopping smart for the necessities can leave room for some fun buys, too.

7. Reduce and reuse.
Save plastic and money by encouraging kids to embrace reusable items, such as lunch bags in place of paper sacks and plastic containers instead of sandwich bags. If water bottles are allowed at school, look for a durable, refillable option that can be used again and again.

8. Make the old new again.
Turn barely used items into something new. Keep leftover supplies on hand to revive your child’s enthusiasm with fresh designs at the end of the quarter or semester.

9. Swap with other parents.
Make back-to-school time more fun by hosting a swap event with other parents for clothing, backpacks, shoes, etc.

10. Create a back-up bin at home.
You may find your kids consistently run out of certain items midyear. Devote a special area of your home to keep extras in stock, and take advantage of sales during back-to-school season or buy in bulk to get a better price.

Source: ZebraPen.com

Published with permission from RISMedia.


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The Longevity of Home Systems and Appliances

August 6, 2015 12:00 am

Beyond sale price, there are many factors to consider when purchasing an existing home. One of the most important considerations for homebuyers of existing homes is the cost of maintenance, repair and replacement of major home systems and appliances, according to the National Home Service Contract Association (NHSCA).

Take for example an air conditioning system. Most A/C systems have a life expectancy of 10 to 15 years. If you are considering the purchase of a home that is over 15 years old, with the original system, you could be living on borrowed time.

The following is a list of average life spans for many of the home systems and appliances in your home:

• Tankless Water Heater – 20 years
• Heat Pumps – 16 years
• HVAC System – 15 to 20 years
• Furnace – 15 to 20 years
• Gas Ranges – 15 years
• Dryers – 13 years
• Refrigerators – 13 years
• Air Conditioning – 10 to 15 years
• Garage Doors – 10 to 15 years
• Washers – 10 years
• Dishwashers – 9 years
• Microwave Ovens – 9 years
• Compactors – 6 years

Many of these major systems can be covered by home service contracts that provide repair or even replacement. At an average range of $350 to $500 for a 12-month period, these contracts typically cover items such as heating systems, interior plumbing, electrical systems, water heaters, dishwashers and garbage disposals. Other items such as pools, spas and septic tanks may be added at an additional fee.

Source: NHSCA

Published with permission from RISMedia.


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