RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Plumbing Safety Tips in Case of Emergency

September 13, 2017 2:08 am

When an emergency strikes, it's best to be prepared. The experts from Benjamin Franklin Plumbing ® offer the following tips to make sure you know how to ready your plumbing systems for any potential storms.  

- Check all downspouts and roof gutters to ensure they are securely fastened, free of debris and draining properly.
- Make sure yard culverts and street drains are free of debris and can carry water away as fast as possible.
- Consider installing a battery back-up pump that will operate in the event of a power failure.
- Inspect all floor drains throughout the house, including those in the garage, driveway, and basement.
- If you lose water pressure, open a faucet at the highest point in the house (such as an upstairs bathroom) to allow air into the system. Then draw water as needed from the lowest faucet in the home.
- Safe, clean water can be found in the water heater or a pressure tank for use in an emergency.
- If there is enough advanced warning of the emergency, assure the freshest water supply by flushing the tank and allowing it to refill with clean water.
- Turn off electricity or gas to the water heater so there is no risk that the heating unit could come on while the tank is being emptied. Draw water as needed from the drain valve at the bottom of the tank.
- Water stored in your home's plumbing system is safe - for a few days. After a longer time, it must be disinfected before it is used for drinking or cooking.
- Fill sinks and bathtubs with water for emergency use. Water stored this way is perfect for cleaning dishes, bathing or flushing toilets. However, due to the difficulty in getting tubs and sinks clean, this water is not recommended for drinking and cooking unless it is first disinfected.

For homes with basements:
- Inspect basement sump pump, if you have one. Ensure it is discharging water properly and is not clogged with debris. Do this by pouring a few buckets of water into your sump pit. In a matter of seconds, the pump should discharge the water and shut itself off.  Consider installing a battery back-up pump that will operate in the event of a power failure.

Source: Benjamin Franklin

Published with permission from RISMedia.


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Tips for First-Time Life Insurance Buyers

September 13, 2017 2:08 am

Those of us who feel young and able don't likely thing much about life insurance. However, if you're married or are a parent, thinking about life insurance can help set up your family should a tragedy occur. With that in mind, Erie Insurance offers the following seven tips for anyone considering purchasing life insurance for the first time.
 
1. Understand who (or what) you're protecting. Major life changes like getting married, starting a family or buying a house are often when people think about buying life insurance for the first time. While anyone experiencing a significant life event like getting married or starting a family often recognizes the need for life insurance, others may not realize they could benefit from it as well. For instance, stay-at-home parents and student loan cosigners could have a definite need for life insurance. An insurance agent can help you figure out who and what you need to protect.

2. Buy what you can afford. Some people forgo purchasing life insurance for fear they cannot afford it. Start with what you can afford, and add to it over time. The good news is that life insurance is probably more affordable than people may think.

3. Consider your beneficiaries. A life insurance beneficiary is the person or entity you name in your policy to receive funds. Your beneficiary can be a person, business, trust, charity or even your church. And, you can have more than one. Carefully consider who your beneficiaries will be and if any proceeds meant to benefit a minor should be held in trust.

4. Get a will. Having a will can help ensure that life insurance proceeds are properly dispersed.

5. Do business with a financially sound company. You want to know your insurance company will be there when you need it. Erie Family Life Insurance Company is celebrating its 50th anniversary this year and holds an A (Excellent) rating from A.M. Best, a respected provider of financial ratings for insurance organizations.

6. Learn about life insurance. While an insurance agent can help you navigate the world of life insurance, it also helps to have a working knowledge. These articles are a good starting point.

7. Work with a licensed insurance agent. A knowledgeable and professional insurance agent can offer trusted guidance when it comes to finding the right life insurance protection at the right price.  

Source: Erie Insurance

Published with permission from RISMedia.


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