RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

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Renting a Vacation Home? Consider Travel Insurance

August 13, 2015 2:09 am

As vacation rental sites like Airbnb and VRBO grow in popularity, new questions have arisen about how this type of expense can be insured. According to travel insurance comparison site Squaremouth, travel insurance coverage can apply to accommodation rentals in the following ways.

Vacation rentals often have a strict cancellation policy, sometimes offering little to no reimbursement, regardless of the reason for cancellation. Fortunately for travelers, the cost of rentals can be covered under a travel insurance policy, including any associated deposits, expenses and cancellation fees. The standard trip cancellation reasons still apply to travelers insuring a rental property. Common covered reasons include illness of a traveler, their family member, or weather preventing the trip. In the event of a claim, the traveler will need to show proof of their rental and their out-of-pocket expenses.

"In most cases, your email confirmation from your rental will suffice if it includes what you paid, your lodging dates, and any penalties you would incur if you cancelled," says Squaremouth Zero Complaint Manager Brandi Morse. Morse also says that the traveler must formally cancel their stay. “The first step of the claim would be to cancel with the owner of the rental property.”

Despite the benefits of choosing a rental property over other accommodations, travelers may feel they are sacrificing the reliability that comes with an established hotel.

"A common concern of travelers who choose a rental property is that the accommodations will be insufficient, different than were advertised, or the rental is a scam altogether," says Squaremouth Director of Marketing Megan Singh.

Unfortunately, these concerns are never covered reasons to cancel or interrupt a trip under a standard travel insurance policy. Even the catch-all 'cancel for any reason' policies can't offer help in these situations, as they require a trip to be cancelled days before reaching the destination.

"Situations that come down to fear or fraud typically aren't going to be covered under a travel insurance policy," Singh explains. "If that is a traveler's primary concern, it may not be worth the price of the policy."

Source: Squaremouth

Published with permission from RISMedia.


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Traveling by Air? 4 Tips for Your Pet

August 12, 2015 2:09 am

Did you know that over two million pets and other live animals are transported by air every year in the United States? Whether you’re planning to fly cross-country or abroad, it’s important to make traveling arrangements for your furry friend before getting on the plane. USA.gov recommends:

Travelers ask their airline about requirements for and restrictions on traveling with a pet. Check with your airline to find out if they allow pets in the passenger cabin. If you can't bring your pet on your flight as checked or carry-on baggage, you might be able to ship your pet as cargo. You’ll likely have to provide a certificate from a veterinarian stating that your pet is in good health. Airlines may not, however, require health certificates for service animals used by people with disabilities.

Travelers make sure they bring an approved kennel.
The kennel for a carry-on pet must fit under the seat in front of you, and your airline will likely require your pet to stay in the kennel during the flight and in the airport. You'll want to de-clutter your pet's kennel before you get to the airport, in case TSA agents need to do a physical inspection of your pet's carrier.

Travelers carry a leash. Whether you need to walk Fido through a metal detector or carry him through, bringing a leash can help keep your animal under control in the busy airport environment.

Travelers take comfort into account.
Traveling, particularly loading and unloading, can be stressful for an animal, so you should always consider your pet's comfort. Try feeding your pet a light meal two hours before getting to the airport. Walk your pet before leaving for the airport, and again before checking in. While you should leave the sedatives at home, if you're thinking about giving your pet something to help it sleep easier on the trip, always check with your veterinarian first.

Source: USA.gov

Published with permission from RISMedia.


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