RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Bank Chip Cards Made Simple

September 22, 2015 1:12 am

In an ongoing effort to reduce fraud, banks across the country are issuing new credit and debit cards with an embedded computer chip – a small, metallic square on the front of the payment card, according to the American Bankers Association (ABA). The advanced security of the chip card will make it extremely difficult for fraudsters to counterfeit or copy the card.

“Banks are continually looking for ways to leverage technologies to protect their customers whether it’s at a store, at the ATM or online,” says ABA President and CEO Frank Keating. “This chip technology is another layer of security for the millions of in-person transactions made every day.”

The computer chip assigns a one-time code, making every transaction unique and the card more difficult to counterfeit or copy. The new cards will still have a magnetic stripe for cases where the merchant does not have an activated chip reader.

Using chip cards is simple:

1. Insert your card into the chip-enabled terminal with the chip first, facing up.

2. Leave the card in the terminal until the transaction is complete. You may be prompted to sign your name. Be sure to take your card at the end of the transaction.

3. If there isn’t a chip-enabled terminal, use the card the traditional way and swipe.

Source: ABA

Published with permission from RISMedia.


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First Look: The Most Popular Closet Design Trends

September 22, 2015 1:12 am

An organized closet starts with a well-planned design. And currently, closet trends point to see-through storage solutions, his and her finishes and spotlight lighting concepts, according to a recent Zillow Digs® Home Design Trend Forecast.

"Say goodbye to dark, mundane closets as today's homeowners want functional yet stylish organization solutions they can show off rather than hide behind closed doors," says Kerrie Kelly, Zillow Digs home design expert. "Homeowners will start to view closets as an extension of other rooms in the house, paying close attention to decor and layout like they would with a bedroom or living room."

Expect to see transparent storage materials, such as frosted doors and see-through drawers, gain popularity among homeowners and in big-box stores. These light and bright materials are just as functional as they are stylish, and are ideal for displaying favorite items.

"Closets, especially bedroom closets, are becoming more like clothing exhibitions to display purchases more as collections, making transparent materials key," says Nina Magon, Zillow Digs designer and principal of Contour Interior Design.

And closet storage will no longer be one-size-fits-all. Instead, split closets with contrasting finishes and color palettes will become all the rage, especially in bedrooms. Expect to see a rise in creamy tones and metallic accents contrasted with dark wood or leather finishes.

Directed lighting or spotlights will also become a go-to closet feature. Spotlights help create the boutique-like ambiance that so many homeowners are gravitating towards.

Source: Zillow Digs

Published with permission from RISMedia.


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