RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

4 Ways to Green Your Next Home Improvement Project

October 26, 2015 2:48 am

(BPT) – Got home improvement on your to-do list? Consider going green for your next project – it’s easier than you think!

Rent instead of buy. Some projects may call for equipment you don't have. Rather than buy new, consider renting the tools you need. According to the American Rental Association (www.rentalHQ.com), renting is a green alternative to buying because it helps cut down the consumption of energy and materials and pollution associated with producing, delivering and selling new tools. Renting is also less expensive than purchasing, especially when using a specialized item you may not use again, and can help you avoid the hassle of storing tools between projects.

Seek salvaged materials. Before you visit your local home improvement store or lumber yard, ask yourself if you can complete your project with reclaimed materials.

Building a patio? Recycled bricks or pavers will do the job just as well as new, cost less and impart unique character you often can’t get from new materials. Installing hardwood flooring? Wood flooring reclaimed from an old warehouse or barn not only reduces the amount of construction materials in landfills, but also gives your floor an authentically rustic touch.

Reuse from your own home. Often times, you have items in your own home that can be purposed for a home improvement project.  Look for opportunities to reuse items you already have on hand. You'll reduce waste, save money on waste removal fees and spare the expense of buying new building materials.

The front walk might need to be redone with level pavers, but the old ones could be reused for a backyard fire pit. Lumber from that fence you took down could be turned into decorative seating on your deck. A pedestal sink left over from a bathroom remodel could make an ornamental birdbath for the garden.

Keep recycling in mind. Sometimes construction leftovers just can't be reused, but that doesn't necessarily mean they can't be recycled. As you're working on your project, look for opportunities to recycle what you can't use. And if you do have to buy new materials, choose ones that could potentially be recycled some day in the future.

Published with permission from RISMedia.


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Are You Using Your Credit Card Responsibly?

October 23, 2015 12:45 am

There are several myths surrounding the use of credit cards – in fact, the majority of credit card users surveyed recently by CompareCards wrongly believe they use their cards responsibly.

"Even though more than half of respondents don't fully pay off their credit cards on a monthly basis, they believe they are using them responsibly," says Chris Mettler, founder of CompareCards. "This is concerning, as it reveals that many consumers may not be aware of just how much their spending habits impact their credit and long-term debt."

The results of the survey indicate credit card users vary in how often they fully pay their monthly credit card bill – just 35 percent always pay in full. The survey also found nearly a third of respondents have four or more credit card cards, and an equal amount use their credit cards very often for purchases.

Additionally, over 20 percent of respondents have $5,000 or more in total debt.

Credit card habits affect a person’s credit score, which can determine whether he or she qualifies for a loan to purchase a home, among other decisions.

Source: CompareCards.com

Published with permission from RISMedia.


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