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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Mobile Bankers: Tips to Protect Financial Data

October 29, 2015 12:51 am

Mobile banking has grown exponentially in popularity since it was first introduced—and fraudsters are taking notice.

“Mobile banking provides an unprecedented level of convenience for bank customers, and while it is a safe way to conduct banking transactions, customers need to remember that any device used to connect to the Internet is vulnerable,” says Frank Keating, president and CEO of the American Bankers Association (ABA).

If you use mobile banking to manage your finances, take the following precautions to protect the data on your device:

Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings, especially when you’re punching in sensitive information. 

Use the pass code lock on your smartphone and other devices. This will make it more difficult for thieves to access your email, texts and other information if your device is lost or stolen.

Log out completely and close the app when you finish a mobile banking session.

Watch out for public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.

Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary “permissions.”

Download the updates for your phone and mobile apps.

Avoid storing sensitive information like passwords or a Social Security number on your mobile device.

Beware of mobile phishing. Avoid opening links and attachments in emails and texts, especially from senders you don’t know. Be wary of ads (not from your security provider) claiming your device is infected.

Wipe your mobile device before you donate, sell or trade it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.

Tell your financial institution immediately if you change your phone number or lose your mobile device.

Protect your phone from viruses and malicious software, or malware, just like you do for your computer by installing mobile security software. 

Report any suspected fraud to your bank immediately.

Source: ABA

Published with permission from RISMedia.


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Don't Let Pumpkin Pulp Wreak Halloween Havoc

October 29, 2015 12:51 am

Every year, over a billion pounds of pumpkins are produced in America—many of which are carved into jack-o’-lanterns each Halloween. That’s a lot of leftover pulp! If you’re planning to carve a pumpkin this year, keep in mind pulp can damage your kitchen disposal and other plumbing fixtures if not properly discarded.

“People think that it’s safe for disposals because it’s soft, stringy and mushy,” says Larry Rothman, plumbing director for Roto-Rooter Plumbing and Drain Service. “The problem is that pulp will dry and harden, choking off drain pipes and garbage disposals and creating all sorts of havoc.

“The toilet is not a better option,” Rothman adds. “It just means the clog forms deeper into the pipe."

To prevent Halloween drain disasters, carve pumpkins on a bed of newspaper. When you’re finished, wrap up the mess and throw all pumpkin-related materials into the garbage can or a compost pile. The seeds can be separated and roasted for a tasty treat, or they can be air-dried and planted in the spring after the last frost to grow next year's Halloween pumpkin.

Source: Roto-Rooter

Published with permission from RISMedia.


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