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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

8 Tips That Could Get You to Millionaire Status

March 21, 2016 1:39 am

About 5 percent of the adult population in the U.S.—or about one in 20 people—are millionaires. Entrepreneur and investor John Rampton is one of them. Rampton, who achieved millionaire status early in life, has made some savvy decisions along the way. As he recently told Inc. Magazine, he credits these eight frugal habits for helping him achieve and maintain his goal:

1. Live within your means – The more we make, the more we tend to upgrade. But, points out Rampton, Warren Buffet still lives in the small Omaha home he purchased in 1958. Do without a McMansion or a luxury car and let your money work for you instead. 

2. Don’t pay full price – Shop at discount and big box stores and look for bargains on near-new merchandise via sites like eBay and Craigslist. You’ll find you can buy quality goods without paying full retail price.

3. Cut out unnecessary expenses – Pare your cable expense. Cut the daily latte. Never pay ATM fees. Small savings add up to more funds for saving and investing.

4. Rent or sell your stuff – Sell clothing and other things you no longer want at consignment shops or online. Take in a roommate or rent out a spare bedroom. Rent out extra garage space. It’s quick, easy cash you can use to help you climb the ladder.

5. Leave the plastic at home – Being out without a credit card helps you curb expenses and avoid impulse buys. Limit the amount of cash you keep in your wallet so you are not tempted to go overboard.

6. Don’t waste money trying to get rich quick – Studies show that 16 percent of the wealthy gamble on sports each week, versus 52 percent of the poor. Nine percent play the lottery each week, as opposed to 77 percent of the poor. Don’t waste money on any get-rich-quick promise because they rarely, if ever, pan out.

7. Go green – Recycle cans and cardboard. Consider carpooling or taking public transportation to work instead of driving yourself. Reduce heating and cooling bills by adjusting your thermostat, and spring for energy-saving appliances.

8. Get a side job – Besides earning you extra income, having a side gig is a good way to keep you out of stores and restaurants in your spare time.

Published with permission from RISMedia.


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Your Household: 6 DIY Drain Tips

March 21, 2016 1:39 am

(Family Features)—When it comes to clearing household clogs, don't be afraid to do it yourself! The tips below will help you handle the most common clogs, without the need for a professional plumber.

For hair-clogged drains, use an entire bottle of a product specifically formulated for hair clog removal. Be sure the product is safe for all types of pipes. Instructions vary by product, but generally, allow the product to work for a few minutes, and then run hot water down the drain to rinse it away.

If possible, transfer water that won’t drain and any lingering dregs in the sink basin into a bucket. Carefully remove stoppers or strainers from the drain. If you're removing screws, store them somewhere safe so they don't fall down the drain.

If you need to remove stopper parts from under the sink, keep a bucket underneath the pipes. Remove any building up from the stopper or strainers, and then run water to flush down remaining material and test the flow.

For clogged toilets, the best tool is a plunger with a flange, which is a smaller opening on the bottom of the plunger that resembles a cup. Place the plunger into the toilet drain straight and vertical. Create a tight seal with the drain, with the plunger fully submerged in water.

Plunge gently at first, then vigorously, in an up and down motion. If the clog remains, or the toilet still isn't flushing properly, a drain snake or a closet auger can help.

To keep clogs from occurring in the future, perform maintenance periodically. Certain down-the-drain products can help keep pipes clean, prevent new clogs from forming and keep drains smelling fresh. These can be found at any local hardware or home improvement store.

Source: Liquid-Plumr

Published with permission from RISMedia.


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