RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

6 Ideas for Pinterest-Worthy Home Décor

February 22, 2016 1:57 am

Housing millions of images and thousands more each second, Pinterest is a playground for those seeking inspiration. Which home décor trends will make a splash on Pinterest feeds this year? Interior designer Taniya Nayak, of HGTV and Food Network fame, points to six major décor movements:

1. Digitally Defined – “Geometric shapes and angles have become associated with technology; this evokes creativity and innovative design because they're edgy and create movement,” says Nayak.

One way to incorporate this trend within a space is using geometric floor tiles in different colors. The edginess of the tile with the mix of color will keep your eye constantly moving. Geometric shapes alone, like in a light fixture with lots of edges, will also create a dramatic and stunning statement.

You can also incorporate this trend with “pixilation” for a modern and clean look. Pixelated artwork made up of monochromatic cubes can be simplistic and fit in a variety of spaces.

2. Fresh and Fab – “Fun saturated colors, such as yellow and blue, produce an energetic and happy feeling,” Nayak says. “Let your imagination run wild and paint a bold accent wall for an eye-catching statement, or paint an antiqued piece of furniture a bright color for an unexpected combination of modern and traditional elements.”

Multiple bright colors mixed together create a crisp and fresh interior and elevate the mood in any space. Incorporating flowers and fruit is also a great way to enhance a space with color and aromas, instantly revitalizing a room.

3. Nature's Patterns – Lend a sense of cleanliness without sacrificing detail with simple designs inspired by nature. These patterns are organic and include shapes such as honeycombs, florals and leaves.

“When honing in on the details found in these elements, it's easy to see there are countless designs created,” says Nayak. “Pair these with neutral colors that have warm or cool tones for a soothing atmosphere, or blow them up and paint them in a bright color for a bold statement.”

You can also integrate natural patterns through accent pieces, such as reflective light fixtures to mimic sparkling water or a textured jute rug.

4. Presswork Palette – Personalize any space by incorporating text—think monograms, family names or inspirational quotes. Adding an uplifting quote or message to a room, whether on a small pillow or large piece of subway art, will create a positive atmosphere and generate conversation. Text can be placed anywhere throughout the home.

“Have fun by playing around with various fonts and sizes to create different moods throughout each room,” Nayak says. “Letters can be sharp and defined to create a contemporary and stylish aesthetic, or soft and casual to give life to a space so it feels elegant and timeless.”

5. Textured Terrain – Forget smooth finishes. From transformed wood pallets to worn leather or tin ceilings, raw materials that are aged offer a great deal of texture and help give a space dimension.

“A great way to make a raw material feel beautiful is by incorporating it into an application you would not typically think to use the material,” says Nayak. “For example, utilizing concrete on a wall instead of the floor will create a clean and raw space that will reflect simplicity and unity.”

6. Well-Traveled Style – Incorporate global influences with vibrant colors and exotic textiles through painting, wall décor or accessories. A parade of patterns from different cultures can feel modern and fresh when used together.

“Don't be afraid to mix multiple prints within a space; having a variety of patterned pillows, rugs and wall décor is a great idea,” Nayak says. “Make sure to tie these patterns together by carrying a similar color throughout each element in the room.”

Whichever trend you choose to implement in your home, keep your unique style at the forefront, Nayak adds. After all, Pinterest is about personalization!

“When trying a new trend, make sure it accurately represents your style—and remember, you don’t have to go all out. Any of these trends can be incorporated into your home as little or as much as you'd like through pillows, accents, rugs and paint.”

Source: ShurTech Brands, LLC

Published with permission from RISMedia.


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Save or Spend? 5 Ways to Make Your Tax Refund Count

February 19, 2016 1:51 am

Taxpayers averaged $3,000 refunds from the IRS last year, and more than 70 percent expect a refund this year. If you’re awaiting a refund, plan now to make the most of this year’s windfall, says Corey Carlisle, executive director of the American Bankers Association (ABA) Foundation.

“Tax season is a great time for consumers to reassess how they allocate extra cash,” Carlisle says. “It’s wise to take steps toward securing your financial well-being, like storing your refund for rainy days or using it to get a jumpstart on saving for retirement.”

Carlisle and the ABA recommend:
 
1. Saving for Emergencies – Open or add to a high-yield savings account that serves as an “emergency fund.” Ideally, it should hold about 3-6 months of living expenses in case of sudden financial hardships, like losing your job or having to replace your car.

2. Paying Off Debt – Pay down existing balances either by chipping away at loans with the highest interest rates or eliminating smaller debt first.
 
3. Saving for Retirement – Open or increase contributions to a tax-deferred savings plan like a 401(k) or an IRA. Your bank can help set up an IRA, while a 401(k) is employer-sponsored.

4. Putting It Toward a Down Payment – The biggest challenge that most first-time homebuyers face is coming up with enough money for a down payment. If you intend to buy a new home in the near future, putting your tax refund toward the down payment is a smart move.

5. Investing in Your Home – Use your refund to invest in home improvements that will increase the value of your home. This can include small, cost-effective upgrades, like energy-efficient appliances that will pay off in both the short and long term. If you have more substantial renovations in mind, your bank can help with a home equity line of credit.

Source: ABA

Published with permission from RISMedia.


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