RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

4 Tips to Make Home Maintenance Easier

December 16, 2015 2:00 am

(Family Features)—Some home maintenance jobs require a significant investment of time and specialized equipment, but there are many projects you can accomplish efficiently with basic tools and the right approach. Follow these tips to get started.

Update your toolbox. Take inventory to ensure your collection is complete, and replace damaged or rusted tools. Your toolbox is also a good place to store common repair items such as adhesive.

Get ahead of potential problems. For example, have a plunger on hand to prevent clogged sinks and toilets from causing water damage, and keep gutters and filters clean to prevent structural damage or fire. You can also protect your home and valuables from damage by using adhesive to secure precious items from getting knocked over, and protect floors from traffic damage by securing rugs and felt pads to furniture.

Take a helping hand. Most phones have levels and flashlights that can help with minor jobs, and your phone’s calendar can be set with recurring reminders so that you’ll never miss a maintenance date. In addition, find creative ways to make tasks easier.

Get organized. Daily home maintenance tasks like cleaning are easier when they are done along the way rather than letting them pile up, creating a bigger job. Store everyday needs in each room, or on each floor. For maximum efficiency, keep cleaning supplies in both the bath and the kitchen, and a broom and vacuum on each floor.

Source: GlueDots.com

Published with permission from RISMedia.


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What to Know about Title Insurance

December 16, 2015 2:00 am

Purchasing a home is the single largest investment most will make in their lifetime. That investment is protected by title insurance—the cost of which varies across the country. To determine title insurance policy premium costs in your area, the American Land Title Association (ALTA) recommends consulting with a local title company to get detailed information.

In order to make sure a homeowner has clear rights to a property, the title agent will review prior deeds or mortgages, divorce decrees, court judgments, delinquent taxes and child and spousal support payments, utility or other easements and more. This work is necessary to issue the insurance policy and often includes the cost of conducting a title search, examination, correcting errors, issuing the policy, and, frequently, the settlement or closing for consumers.

When comparing fees, it’s important to get detailed information about what services are included in a fee to help ensure equal comparisons. In some states, the seller pays for the owner’s title insurance policy. Some rates may or may not include other services provided by the title company, such as conducting the closing, preparing and notarizing documents and other services. When comparing one rate to another, be sure to get detailed information on what is included in that rate, so you are comparing equally.

Many choose to rely on their real estate agent or mortgage lender for a recommendation for a title company; however, it is important to remember that you have the right to shop for title insurance and to choose your own title agent or company, says the ALTA. There are many factors to consider when selecting a title insurance company, such as local expertise, service standards, market conduct and commitment to the community.

Source: ALTA

Published with permission from RISMedia.


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