RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

10 Money-Wasting Habits You Can Ditch

February 1, 2016 1:33 am

Whether it’s a latte you could have done without, or a cute pair of shoes you didn’t need, even the most frugal folks among us waste a little money now and then. But penny-pinchers seem to make it a habit not to make it a habit.

Smart Money blogger Emily Co talked to a group of determined savers. Here are the top money-wasters they identified. How many of them can you cut out?

Paying Bank Fees – Do you even know about, much less track, the fees your bank may be charging you? From checking fees to overdraft fees to third-party ATM fees, you should do what you must to avoid them.

Tossing Leftovers – Whether at home or at a restaurant, throwing away leftovers instead of eating them the next day is a huge and avoidable waste of money.

Buying Stuff at Convenience Stores – How much do you want that soda or candy bar when filling up at the gas station? Convenience store prices are very high. Think twice before you buy.

Heating and Cooling Costs – Properly insulating your home and caulking up cracks and crevices under doors can save a bundle in the long run.

Unclaimed Rebates and Returns – You’re throwing away cash if you’re not redeeming rebates or neglecting to return the little things you purchased but do not want.

Bottled Water – Get a filter and start carrying your own bottled water from home instead of paying for and clogging the ecosystem with plastic bottles.

Not Buying Generics – There may some generics that don’t meet your standards, but try as many generic drugs, cosmetics and other products before deciding they are not for you.

Buying Everything New – Browse through a second-hand store now and then to prove to yourself that not everything needs to be purchased new.

Ignoring Discount Stores – Bargains abound at the dollar store as well for those who want to be more frugal.

Paying for Services You Can Do Yourself – Why pay for lawn mowing or changing the oil in your car when you can save by doing it yourself? A little online instruction may be all you need to start hanging on to more of your money.

Published with permission from RISMedia.


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Ready to Decorate? Give Your Leftover Latex Paint New Life

February 1, 2016 1:33 am

Are you sitting on a stash of leftover latex paint? Did you realize you've got yourself a gold mine when it comes to home decorating?

With a little imagination and creative flair, you can use paint leftovers to give your home extra appeal, and have lots of fun in the process. To get you started, here's a few great ideas, courtesy of the Paint Quality Institute on how forgotten paint can infuse new life into your home interior:

Make kitchen items kitschy. Dab a little leftover paint on canisters, coasters, or the handles of wooden spoons and spatulas with bright, fun color that can make cooking more joyful.

Colorize some flowerpots—the more, the merrier. Paint them one solid color, or embellish them with pattern for more panache!

Have an old dresser that’s tired-looking? Use different colors on different parts for added visual interest.  Do the same with an old stool, table, or cabinet.

Add pizzazz to painted walls with a handcrafted patterned border. Fashion a “stamp” out of an old sponge in the pattern of your choice, then dip it in the leftover paint and dab new color onto the walls.  Voila!  Custom design.

Express your home’s individuality by adding accent color to a door, doorway, or an entire wall.  The unexpected color will make your interior something special.

Embellish built-in bookcases, cabinets, or a mantelpiece with leftover paint to create striking elements in your decor.

Using a homemade or commercial stencil, apply paint to just about anything—a piece of furniture, a wall, or even the floor.  It can render the ordinary, extraordinary.

Frame your artwork.  Repaint the frames on your prints, paintings, and drawings to give them a fresh appearance.  Or, paint a simulated “frame” right on the wall to draw attention to favorite objects or sculpture.

Most of these projects take just a small amount of paint, but they can make a big difference in your home decor.

Published with permission from RISMedia.


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