RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

5 Deals to Score in January

January 4, 2016 12:36 am

Looking to save money in the New Year? Shop in January.

"January is great time to find savings on items that people will need to start the year off on a good note," says Brent Shelton, online shopping expert for FatWallet.com. "Many items from new bed and bath textiles to health and wellness products see heavy discounting to help people save money out of the gate."

The biggest savings to be had, according to FatWallet.com, are in the following categories:

Fitness: Resolutions for better fitness collide with the best time of year to save money on fitness equipment, workout gear and fitness wear and sports apparel. January shoppers can find savings of 25-50 percent off these items at stores like Sears, Walmart and Dick's Sporting Goods. It's also a good month to stock up on health supplements, vitamins and dietary foods, as sales on these items are abundant the entire month.

Tax Software: The majority of tax software retailers, including H&R Block and TurboTax, offer some of their best discounts of the year for early filers, including up to 50 percent off on desktop and online tax software deals for both personal and small business tax.

TVs: Following a long month of holiday TV bargains, the second half of January offers the best selection of top-end HDTV deals leading up to the Super Bowl. Shoppers can expect average savings to exceed $200 on 40-inch and larger 4k TVs and last year's 50- to 60-inch 1080p TV models.

White Sales: Unlike holiday deals on lower quality linens, traditional January White Sales bring big discounts up to 50 percent off quality sheets, towels, window treatments and other textile items for the home from big-box stores that offer additional savings with cash back.

Winter Apparel and Gear: Warm weather has slowed retail sales for cold weather apparel, so January shoppers will see an extra boost in discounting of winter coats, boots, hats, gloves and under garments. Winter sporting good deals will offer shoppers up to 60 percent off from top stores with top name-brands like Under Armour, North Face and Timberland throughout January.

Source: FatWallet

Published with permission from RISMedia.


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Tornado Watch: Homeowners Insurance Questions to Consider

January 4, 2016 12:36 am

Tornadoes can occur anytime, anywhere—and with that level of uncertainty, it pays to be prepared. According to the Insurance Information Institute (I.I.I.), homeowners and renters should immediately contact their insurance professional to report tornado damage, and to find out the terms under which it is covered.

“After a homeowner offers an initial description of the damage to their insurer, an important first question to ask is the amount of the deductible,” says Lynne McChristian, the I.I.I.’s Catastrophe Response Director. “The deductible is the amount of the loss a property owner agrees to pay before insurance kicks in; this amount is typically subtracted from the claims payment. You will also want to ask how long it will take to process your claim and whether you’ll need to obtain estimates for repairs.”

Keep in mind standard homeowners policies cover damage caused by tornadoes, including wind damage to the structure itself and its contents. Homeowners policies also provide for additional living expenses to pay the costs of living away from home if a house is uninhabitable due to damage from an insured disaster.

Source: I.I.I.

Published with permission from RISMedia.


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