RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How to Prevent Home Flooding Disasters

March 15, 2018 1:45 am

When it comes to home damage, a busted pipe can create major havoc. But how can you plan ahead to save your space for water damage?

"The best solution is prevention," says Michael Petri, owner of Petri Plumbing & Heating. Below are Petri's top prevention tips.

Locate and tag your valves. It's important to be able to locate and turn off a main water or gas valve quickly in case of emergency. Petri offers this as a free service, but most plumbers will find and tag these for you.

Inspect and maintain your pipes. Most home flooding damage is caused by corroded, rusty or frozen pipes. Have your pipes inspected annually to check for problems and proper insulation. Even with spring around the corner, temperatures are still dipping below freezing, and burst pipes are still a possibility.

Look for signs of a problem. Pay attention to signs of a leak, including an increase in your water bill, banging pipes, rust stains, moisture on the walls or floor, or wet soil at the foundation. Also, search for weaknesses in supply and drain lines around toilets, water heaters and washing machines.

Protect drain lines. Never pour grease down the drain. Plant trees away from drain lines so roots won't damage pipes. If you live downhill or below street level, you may need a plumber to install a backflow prevention assembly to prevent sewer drainage from backing up.

Tackle problems quickly and professionally. If you suspect a leak or other plumbing issue, don't procrastinate repairs or have someone who isn't qualified attempt the project. A minor inconvenience can become a major problem if it isn't handled quickly and effectively. You risk more significant damage to floors or ceilings, as well as possible mold contamination.

Source: Petri Plumbing & Heating

Published with permission from RISMedia.


There’s an App for Personal Finance, Too

March 14, 2018 1:42 am

Where would we be without our favorite apps? From tracking our steps to buying our movie tickets, smartphone applications have enhanced and simplified our lives on many levels. According to financial expert and author Eric Tyson, you can also make your financial life easier and more convenient with personal finance apps.

While not every app is right for every person, Tyson, the author of “Personal Finance in Your 20s & 30s For Dummies®” says the following personal finance apps are usually safe bets:

FRED. The St. Louis Fed's signature economic database, FRED (Federal Reserve Economic Data), provides a wealth of data on the economy and financial markets through this app, without ads.

Vanguard. According to Tyson, the Vanguard app "has a broad array of cost-effective funds with solid long-term performance.” He also recommends the T. Rowe Price and Fidelity apps, and advises checking to see what apps are offered from your favorite investment firm or bank.

Goodbudget. Tyson likes the simplicity and practicality of this expense-tracking app. The basic version provides up to one year of expense-tracking history in 10 main categories. There’s also a paid or premium version, which provides up to five years of expense tracking with unlimited categories, as well as email support.

GasBuddy. This free app will show you gas prices at various service stations in your area so you can compare and get a good price when you fill up.

Tollsmart Toll Calculator. This is a low-cost app that lets you compare toll costs for alternative routes.

Camelcamelcamel. A price tracker that scans items on Amazon, shows you their price history, and sends you alerts when a product you're interested in drops in price.

PriceGrabber. This app scans items everywhere online, allowing you to save money on commonly purchased items.

Eric Tyson, MBA, is a best-selling personal finance author, counselor, and writer. He is the author of five national best-selling financial books including “Investing For Dummies,” “Personal Finance For Dummies,” and “Home Buying Kit For Dummies.” He has appeared on NBC's Today show, ABC, CNBC, FOX News, PBS, and CNN.

Published with permission from RISMedia.