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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Mover Magnet: The Top Inbound States of 2015

January 7, 2016 2:36 am

Migration patterns inform inbound and outbound trends across the country, revealing which states see an influx of new residents and which states see departures. In 2015, one state stood above the rest when it comes to inbound migration, according to a recent report by Allied Van Lines: Texas.

The Lone Star State is no stranger to inbound moves—in fact, Texas has topped Allied’s list for 11 consecutive years. In 2015, the state saw a net relocation gain of 2,558 families.

"Texas continues to be a strong attractive state," says Lesli Bertoli, general manager and vice president of Allied Van Lines.  "Corporate moves continue to influence these results, with corporate relocations strongly favoring moves to Texas in 2015."

Second to Texas in terms of inbound moves was Florida, which saw a net relocation gain of 1,611 families in 2015. Following Florida was Arizona, Oregon and South Carolina, in that order.

Outbound moves, on the other hand, were most prevalent in Virginia, with 1,343 moves out of state in 2015. Second for outbound moves was Illinois, followed by Pennsylvania, New York and New Jersey, in that order.

The Allied report also tracked the most mobile states, or states that see both significant inbound and outbound rates. The most mobile state in 2015 was California, with more than 12,000 moves in all. Behind California in 2015 was Ohio and Louisiana.

Source: Allied Van Lines

Published with permission from RISMedia.


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5 Do-It-Now Steps for Healthy Finances in 2016

January 6, 2016 2:36 am

(BPT)—The New Year is an ideal time to evaluate your financial situation. To start the year off strong, take these simple, do-it-now steps:

1. Reassess Your Budget – If you don't have a budget, make one. A budget is an essential tool for planning how you will spend, save, invest and enjoy your money. It should be a guideline to how your money will work for you, and not written in stone. Life changes, and outside influences mean you need to periodically examine and update your budget. Start by jotting down your financial goals for the year, then review your budget to see if it's going to help you achieve those goals, or if you need to make adjustments.

2. Pay Off Holiday Bills ASAP – Every month you carry a balance on a credit card, interest rates increase the actual out-of-pocket cost of those holiday gifts you purchased. If possible, pay balances in full right away during the month of January. If that's not possible, create a payment plan for yourself with the goal of paying off the total balance in as high an increment as you can afford, so you minimize the time you're carrying a balance.

3. Maximize "Found" Money – Did you know more than a third of gift card recipients in the last year have not used their cards? If you have a gift cards you don’t plan on using, bring them to a Coinstar Exchange kiosk at your local grocery store and exchange them for instant cash. Put the extra money toward paying off holiday bills or boosting your emergency fund.

4. Review All Your Credit Accounts – Even the most careful shopper can fall prey to crooks, who are particularly active and crafty during the holidays. Look over your credit card statements to ensure you authorized all the charges that appear on them. For an extra layer of safety, check your credit report; it can help you detect signs of identity theft or other fraud.

5. Increase Your Savings – By now, you've reviewed your budget and cashed in your unused gift cards, so you've got some extra money in your pocket. Instead of spending it, use that money to increase your savings. It's especially important to have an emergency fund equivalent to a few months of living expenses. Those savings can help protect your financial health against unforeseen circumstances like a big auto expense or home repair bill, or even a job loss.

Published with permission from RISMedia.


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