RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Students: 5 Questions to Ask Financial Aid Offices

April 1, 2016 1:54 am

There’s no question about it: college is a large investment. But there are a few questions students should ask regarding financial aid, says Mark Kantrowitz, author of “Filing the FAFSA” and senior vice president and publisher of Edvisors.com.

Those questions are:

1. Do you meet full demonstrated financial need or is there an unmet need? (Unmet need is the difference between the student's demonstrated financial need and the student's financial aid package.)

2. How does the college reduce the need-based financial aid package when a student wins a private scholarship? (Scholarship displacement can affect college affordability.)

3. Do you practice front-loading of grants? (Front-loading is a financial aid strategy used by colleges to award more grants and scholarships to a student in his or her first year of attendance. In subsequent years, the college will reduce the amount of grants and scholarships and offer more self-help aid, such as student employment and student loans.)

4. What percentage of students graduate with debt and what is the average cumulative debt at graduation?

5. How does one appeal for more financial aid if the financial aid award is insufficient or the family’s financial circumstances have changed or will change?

By asking these questions, students can make informed decisions about which institution to attend, as well as ensure a successful financial future after graduation.

Source: Edvisors.com

Published with permission from RISMedia.


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Remodeling the Bath? 5 Touch-of-Luxury Tubs

April 1, 2016 1:54 am

For their range of high-end amenities, luxury homes have one feature in common: a show-stopping master bath. The average remodeler can get a similar luxe look by up-scaling the project, say the experts at Cornerstone Design and Remodel, a San Diego, Calif.-based firm. The feature that’s most worth the investment? A deluxe bathtub.

According to Cornerstone, the most popular luxury tubs are:

1. Claw-Foot Tubs
Claw-foot bathtubs are the epitome of Old World luxury, with vintage feet that raise the tub several inches off the floor. This tub is ideal for those looking to add a statement piece to their bathroom.

2. Drop-In Tubs
With drop-in bathtubs, the plumbing is concealed underneath the tub. Drop-ins can be installed with a surrounding shelf for seating, and may also include whirlpool settings.

3. Freestanding Tubs
Freestanding bathtubs can help highlight the flooring, while also adding a sense of spaciousness. These tubs can be installed anywhere in the bathroom, proving them versatile.

4. Soaking Tubs
Soaking tubs have a supportive shape different than traditional bathtubs, allowing the bather to sink lower and retain the water temperature. These tubs are capable of being equipped with a hydrotherapy system.

5. Walk-In Tubs
Walk-in tubs have a watertight door and built-in seat ideal for those with limited mobility. Aside from being an add-on, the seat allows the bather to sit upright comfortably.

Aside from these tubs, remodelers may also want to consider a custom-built model, which can be shaped into specific dimensions (or freeform) depending on the design plans.

Source: Cornerstone Design and Remodel

Published with permission from RISMedia.


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