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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

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Repainting a Room? The Lighter, the Better

January 29, 2016 1:21 am

A fresh coat of paint is an upgrade well worth the effort. Your best bet for color?

The lighter, the better, says Paint Quality Institute Paint and Color Expert Debbie Zimmer.

"Deep, saturated shades have been popular for years, but the palette that's in vogue right now is just the opposite," says Zimmer. "Interior designers and colorists are favoring lighter hues, including off-whites, that just tease the eye with traces of color."

Interestingly enough, there is a psychological benefit to a lighter indoor environment.  Brighter surroundings can lift our spirits, and soft tints derived from certain color families—green and blue, for example—can feel restorative after a stressful day.

Vaguely reminiscent of the "pastels" of yesteryear, the light colors that are gaining popularity today are more sophisticated ensembles, often marrying three or more different hues to create soft color that is often hard to put a name to.  Layering color in this way produces fascinating visual effects.

"Because the new tints are not pure whites, yellows or greens, many have a chameleon-like quality, shifting their appearance slightly when the light changes," says Zimmer. "During the daytime, a wall color might appear to be pale green, but at night, under artificial light, it may take on a yellow cast.  Likewise, a light bluish tint might gravitate toward pale gray in dimmer light."

Zimmer recommends applying sizable swatches of the paint color to several walls and live with them for a day or two before fully committing to the color.

Another way to incorporate lighter shades? Repaint ceilings and woodwork. This visual trick helps open up a space, making any room appear larger than it is.

Source: Paint Quality Institute

Published with permission from RISMedia.


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Fed Inaction Keeps Mortgage Rates Low…For Now

January 29, 2016 1:21 am

Mortgage rates have fallen once again this week, with the 30-year fixed-rate mortgage (FRM) averaging 3.79 percent with an average 0.6 point, according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS®).

The 15-year FRM is averaging 3.07 percent with an average 0.5 point. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) is averaging 2.90 percent, also with an average 0.5 point.

“The yield on the 10-year Treasury stabilized around 2 percent this week, and the 30-year mortgage rate dipped 2 basis points to 3.79 percent,” says Sean Becketti, chief economist of Freddie Mac. “The recent market turmoil has given the Fed pause; as was universally expected, the Fed stood pat this week but kept its options open for a rate increase in March.”

Source: Freddie Mac

Published with permission from RISMedia.


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