RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Moving? Here's Your Checklist!

April 26, 2016 12:30 am

Whether you’re moving across town or across the country, getting ready takes lots of pre-planning. From Real Simple magazine, a moving checklist:

Two Months Before

• Sort and Purge
– Go through every room in your home and decide what you will take and what you will get rid of. Plan a garage sale and/or gather up your charitable donations now.

• Get Estimates – Get a few onsite moving estimates—not over the phone—in writing. Keep all estimates, receipts and notes in a binder.

• Transfer School Records – Arrange for all school records to be transferred to the new school district.

Six Weeks Before

• Gather Supplies
– Start stockpiling moving boxes, tape and markers.

• Pare Down – Begin using up stuff you don’t want to move, like frozen foods and cleaning supplies.

One Month Before

• Choose a Mover – Get written confirmation of the date, costs and details.

• Start Packing – Begin with things you use least often, like extra dishes, out-of-season clothing and recreational items. Label boxes in terms of content, and where in the new house they should go.

• Separate What You Will Carry – Stow away any valuables, like jewelry or important papers, that you will be transporting yourself in a safe box.

• Change Your Address – Do it online or at your local post office. Alert your bank, credit card issuer, utility company and any magazine providers to the change. Ask a neighbor to check your mailbox for a few weeks after your move.

• Forward Medical Records – Arrange to have them sent to your new medical provider.

Two Weeks Before

• Withdraw Your Safety Deposit Box
– Store valuables in your safe box at home.

• Confirm Moving Arrangements – Call the moving company to confirm the date and time.

One Week Before

• Refill Prescriptions
– Be sure you have enough for several weeks.

• Get Serious about Packing – Pack suitcases for each family member with enough to wear for a few days.

Two Days Before

• Defrost the Fridge/Freezer – Give away any perishables.

Moving Day

• Sign Mover Inventory List – Keep a copy for your records.

Published with permission from RISMedia.


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Homeowners Insurance Costs Creeping Up? Here's Why

April 26, 2016 12:30 am

Most homeowners don't consider themselves magicians, but we know you have to keep a number of plates spinning to ensure all the demands of your home are met. One of the most important is maintaining the appropriate amount of homeowners insurance coverage.

The National Association of Insurance Commissioners' (NAIC) recently released their latest Homeowners Insurance Report, providing data on market distribution and average cost by policy form and amount of insurance. John M. Huff, president of the NAIC, says the report is the largest insurance repository of data and analysis, with an abundance of resources to help homeowners and renters make informed decisions.

National- and state-specific premium and exposure information for homeowners insurance policies and non-commercial dwelling fire insurance is included in the report. It also contains data descriptions and a discussion about the way certain economic, demographic and natural phenomena impact the cost of homeowners insurance.

If you’re looking to understand exactly why you’re paying the amount you are for homeowners or other types of insurance protection, drill into the report’s tables, which show your state and countrywide exposures by policy type, individual policy form and insurance coverage amount.

According to the report—validating why we frequently report on this particular natural hazard—Superstorm Sandy represented seven of the top 10 most costly occurrences from an insurance perspective since data collection began. A 2011 Alabama tornado, the Northridge, Calif., earthquake and 9/11 rounded out the list.

Learn how the insurance industry calculates the cost of policies by visiting www.naic.org/documents/prod_serv_statistical_hmr_zu.pdf.

Published with permission from RISMedia.


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