RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Real Estate Preferable to Cash and Stocks

July 21, 2016 1:24 am


Real estate is again the most popular investment option among Americans who do not need money for 10 or more years, ahead of cash, precious metals, stocks and bonds, Bankrate.com recently reported.

Preferred investment options, ranked by Americans in the Bankrate.com report, are:

• Real Estate (25 percent)
• Cash (23 percent)
• Precious Metals/Stocks (16 percent)
• Bonds (5 percent)

“The preference for real estate is well-suited for investment horizons of more than a decade, but the apathy many investors feel towards the stock market is detrimental to achieving their long-term financial goals,” said Greg McBride, Bankrate.com’s chief financial analyst, in a statement. “Yes, the market is volatile, but the market has rewarded long-term investors that show patience and discipline.”

Cash, second in terms of preference in Bankrate.com’s report, are not a sustainable long-term investment, McBride added.

“While cash investments are entirely appropriate for short-term needs, such as an emergency fund, they are completely inappropriate for long-term investment horizons. Returns on cash investments often trail the rate of inflation, with savers losing buying power as a result,” said McBride.

In the report, households with an annual income of $50,000 or less tended to side with cash investments. Older age groups, including millennials aged 26 to 35, tended to favor real estate.

Source: Bankrate.com
 

Published with permission from RISMedia.


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Protecting Against Zika: How Homeowners Can Do Their Part

July 21, 2016 1:24 am


Zika has hit home. The good news? There are simple steps homeowners can take to lessen the spread of the virus, says Karen Reardon, vice president of Public Affairs with RISE (Responsible Industry for a Sound Environment)®.

“Putting up mosquito barriers, reinforcing your home and property, removing standing water where mosquitoes breed and knocking down existing mosquito populations with EPA-approved solutions create a four-sided barrier of protection,” Reardon said in a statement.

Preventing the spread of Zika at home, according to RISE, includes replacing any damaged or sagging door or window screens, keeping doors and other entry points closed, and eliminating standing water on the property. Water often collects in birdbaths, buckets, flower pots, fountains, gutters and wading pools.

Personal mosquito barriers include wearing light-colored, long-legged and long-sleeved clothing, or repellant-treated apparel.

Homeowners should also ensure the members of their household use EPA-approved repellants. Products endorsed by the EPA, RISE states, have been deemed effective and safe. EPA-approved labels will indicate if the product is specifically for Aedes mosquito protection, which is the category through which Zika is transmitted.

Some homeowners are also going above and beyond these steps, according to a recent RISE survey: 53 percent of homeowners surveyed are planning to apply pesticides to their yards, and 47 percent are considering adding mosquito control to their lawn care routine.

Zika causes symptoms such as mild fever and rash, and may be tied to birth defects.

Source: RISE (Responsible Industry for a Sound Environment)®
 

Published with permission from RISMedia.


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