RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

10 Innovative Railings to Give Your Neighbors Deck Envy

March 7, 2016 12:12 am

With the wide variety of deck designs and materials we've been talking about over the years, it occurred to us that we're not paying enough attention to the railings. So we made the acquaintance of James Pader, whose North Carolina-based Mountain Laurel Handrails imagines and designs a huge variety of railings for clients around the country.

Pader has been personally building artistic branch railings for more than a decade, and shipping them nationwide for the past five years. He recently assembled a list of 200-plus pictures of deck railing ideas and designs, organized by type for quick reference on his company’s website, AWoodRailing.com.

According to Pader, when either building or remodeling, there are many different deck handrail ideas to choose from. The first consideration should be the space where you're fitting in the deck. Is it a comfortable, cozy space, or is it wide and expansive, with long-range views?

The character of the space and also the home will determine how to best design the deck to fit. This should always be the No. 1 consideration.

A well-designed deck begins with planning, Pader adds. Deciding on the basic deck style will determine a lot of other details. The top 10 deck handrail designs and materials for this year, according to Pader and his sources, are:

1. Horizontal Wood 2x2 Handrail Design
2. Craftsman Vertical Wood 2x2 Railing
3. Asian-Inspired Craftsman-Style Wood Railing
4. Rustic Triple Horizontal Board Handrail
5. Sideways Arrow Wood Railing Design
6. Horizontal Rebar Rustic Handrail
7. Different Width Vertical Board Railing
8. Double Vertical 2x2 Baluster Design
9. Continuous 2x6 Top with 2x4 Balusters
10. Horizontal Metal Pipe Handrail 

To learn more, and view dozens and dozens of deck railing ideas, check out Pader's website, AWoodRailing.com.

Published with permission from RISMedia.


Tags:

Pre-Purchase Education Key to Homeownership

March 7, 2016 12:12 am

Buyers new to homeownership have a lot to learn in their first go-around—and recently released insights reveal just how important education is.

According to an analysis by Freddie Mac, borrowers who received classroom and home study counseling had reductions in their subsequent rates of serious delinquency of 26 percent and 21 percent, respectively. The same data show that borrowers who received individual counseling averaged a 34 percent reduction in their rate of serious delinquency.

“Freddie Mac believes objective, unbiased homebuyer education and counseling can improve the ability of borrowers to make prudent homeownership and home financing choices,” says Sean Becketti, chief economist at Freddie Mac. “The benefit is likely to be greatest for first-time homebuyers, and, as a result, Freddie Mac requires financial literacy education for first-time homebuyers who take advantage of Freddie Mac's low-down-payment program, Home Possible Advantage.”

The information gleaned from the analysis, which confirms that pre-purchase education can lead to positive outcomes for homeowners, comes at a pivotal time for the housing market.

“Housing was one of the few bright spots in the economy last year, and we expect continued improvement in 2016,” says Becketti. “The imbalance between demand for housing and the supply of both houses and apartments has supported rapid growth in both house prices and rents. The gap between demand and supply will not be closed any time soon; thus, we project continued house price appreciation in 2016.”

Source: Freddie Mac

Published with permission from RISMedia.


Tags: