RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Have You Sprung for Flood Insurance?

March 31, 2016 1:51 am

Homes in high-risk flood areas are not the only ones that need flood insurance. Approximately one in four of all flood disasters occur in areas with low to moderate risk of flooding.

Floods can happen anywhere, anytime—not just near the coast, lakes and rivers, warns the Professional Insurance Agents of Connecticut (PIACT), a trade association representing professional, independent insurance agencies, brokerages and their employees throughout the state.

Torrential rain, snow melt and mudslides can all cause flood losses. Teri Walsh, PIACT president, reminds homeowners that generally, coverage provided by a standard home or business policy does not include damage caused by flooding or mudslides.

Walsh says this type of damage could be extremely destructive to your property, and without the proper insurance coverage, you could be devastated financially.

It's important to remember that, with very few exceptions (such as a lender requiring coverage on a brand new house), you must wait 30 days before coverage becomes effective.

A professional insurance agent can help with details on how the right coverage can protect you from the aftermath of flooding.

To find out your flood risk, explore coverage options or find an agent in your area, visit FloodSmart.gov or call 1-800-427-2419.

Published with permission from RISMedia.


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5 Ways to Pare the Cost of Cooking

March 30, 2016 1:48 am

If you try out a new recipe and spend way more than you expected for ingredients, your pantry may need a bit of upgrading.

So says Zoe Bain, the senior food editor at Refinery 29, a home and lifestyle website, who believes a well-stocked pantry should hold enough cooking staples to give you a good start on a variety of family-friendly recipes.

A well-spent 20 dollar bill, Bain says, should help get your pantry up to snuff and save you shopping time, as well:

1. Stock Up on Essentials – Salt, pepper and a good, extra virgin olive oil will roast or sauté most veggies to perfection and get meats and other proteins nicely browned and ready to braise or stew or pan fry as you like.

2. Doctor It Up – Pick two or three acidic liquids, combined with the cooking essentials above, to prepare almost any needed marinade or salad dressing. These could be balsamic vinegar, apple cider vinegar, soy sauce, hot sauce, whole grain mustard and Worcestershire sauce.

3. Add Some Spice – Start with dried oregano, thyme and basil, then add fresh or powdered garlic and some red chili flakes to give kick to anything you cook.

4. Build a Base – With a few of these basic ingredients on hand at all times, you have the perfect start for dozens of meal favorites: canned tuna, pasta and pasta sauce, canned beans, cream of mushroom soup and fresh or frozen bread.

5. Go for Necessary Extras – As you do your weekly (or bi-weekly) grocery shopping, be sure you keep the refrigerator stocked with milk, eggs, salad greens and veggies and keep a few fresh lemons in the fruit basket.

Published with permission from RISMedia.


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