RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Can Thrifty Security Measures Effectively Burglar-Proof Your Home?

May 23, 2016 1:36 am

The answer is yes!

Homeowners incur several expenses each month. By taking a few low- or no-cost precautions, security doesn’t have to be one of them:

• When preparing to travel, don’t be too obvious with luggage. Load the car inside the garage, if possible, or load up quickly, at the very least. If you have a second car, leave it parked in the driveway.

• Don't announce your absence on social media.

• Keep window coverings in their normal, semi-open positions—just be sure nothing valuable is visible through the windows.

• Hide your valuables in a small, fireproof safe securely attached to the floor, the wall or another structure that can’t be carried out of the house.

• Put lights, and even television sets, on timers, and place your mail and newspapers on hold, or ask the neighbors to pick them up.

• Consider replacing any short screws that typically come with lock hardware with longer ones that will extend past the door jambs into the frame of the house.

• Don't leave ladders or tools outside—criminals could "borrow" them to gain access to the home.

• Let your neighbors know you'll be gone, and for how long, or hire a house sitter. If your neighbor will be watching the home, ask him or her to walk around your property each day.

Beyond these measures, some law enforcement officials also recommend purchasing inexpensive security decals or signage, or even a fake security camera, to ward off burglars. Even a “Beware of Dog” sign can be a deterrent!

Published with permission from RISMedia.


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Mortgage Rates Linger Near Year Low

May 23, 2016 1:36 am

Mortgage rates remain around year-to-date lows, giving homebuyers and refinancers time to act ahead of a potential interest rate hike next month.

According to Freddie Mac’s recently released Primary Mortgage Market Survey® (PMMS®), the 30-year fixed-rate mortgage (FRM) is up slightly, averaging 3.58 percent with an average 0.6 point. The 15-year FRM is holding steady at an average 2.81 percent with an average 0.5 point.

“The 10-year Treasury yield saw minimal movement over the past week, despite encouraging news from April's consumer spending and CPI data,” says Sean Becketti, chief economist of Freddie Mac. “Accordingly, the 30-year mortgage rate moved up just 1 basis point from its 2016 low to 3.58 percent. Although there was minimal change in rates this week, the hawkish tone of Wednesday's Fed minutes release had an immediate impact on Treasury yields, and could possibly shake up next week's survey results.”

The survey also revealed a somewhat-higher 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM), averaging 2.80 percent with an average 0.5 point.

Source: Freddie Mac

Published with permission from RISMedia.


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