RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Container Gardening: The Quickest Way to a Green Thumb

July 6, 2017 2:42 am

There’s nothing quite like a beautiful garden, brimming with colorful flowers and lush green foliage. But not everyone has the time or talent to cultivate a successful garden, and paying for landscaping may not be within your budget. But don’t despair - try container gardening instead.

Container gardens are a quick, simple way to bring a burst of color, cool shades of green, and even a few herbs or tomatoes to your home’s landscape. They require minimal set-up and maintenance yet yield great results. Here are some tips to get your container garden off and running:

Choose your containers. Select pots of various sizes, colors and textures to add interest. Or go for a monochromatic look by using all terracotta. Consider other more unique options as well, such as wooden boxes, lined baskets, metal buckets, half barrels or sculpted stone planters. No matter what type of container you choose, make sure it has proper drainage.

Select your spots. The great benefit of container gardening is that you can place plants wherever your heart desires, such as the front stoop, porch, patio, deck or any conceivable spot in your yard. Also consider window boxes and hanging containers to add color higher on your home’s facade.

Decide what to plant. Add easy bursts of color with annuals like imaptiens, petunias, geraniums and daisies. Read the tag to determine whether the flowers you choose require sun or shade. You can also plant perennials in containers - either flowers or grasses - but keep in mind, they will need to be replanted within a year or two once they’ve gotten too big for their containers. Herbs are great for containers as well, along with tomatoes and strawberries.

Prep the soil. Be sure to get a high quality potting soil and add some fertilizer and weed preventative to the mix. The right nutrients will be critical for your container plants to thrive.

Water and deadhead. To keep your container gardens thriving all season, be sure to water them frequently as container plants dry out more quickly than those planted in the ground. Remove dead blooms and brown leaves frequently to help foster new growth and new blooms.

With a few well-placed container gardens, you’ll add beauty to your yard in no time, no matter what your level of gardening expertise may be.

Published with permission from RISMedia.


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Facing Foreclosure? What You Should Know

July 6, 2017 2:42 am

For those of us who own our homes, foreclosure may seem like a nightmare. If you’re looking at a possible foreclosure, there are several things you should keep in mind.  

Three payment rule. Generally, foreclosure proceedings begin after the borrower has missed three consecutive mortgage payments. The lender will record a notice of default against the property. And unless the debt is satisfied, the lender will foreclose on the mortgage and proceed to set up a trustee sale, where the property is sold to the highest bidder.

You have options. If you’re facing foreclosure, you still have a few options. You may be able to refinance the debt or extend the term of your mortgage loan. If you have mortgage insurance, the insurer may also be interested in helping you. The company can temporarily pay the mortgage until you get back on your feet and are able to repay their “loan."

You CAN buy again. If your home was foreclosed on, it doesn’t mean you will never be a homeowner again. But a lot will depend on your circumstances and the mortgage interest rate you are willing to pay. “Generally, most lenders will consider your request for a home loan two to four years after your foreclosure. Predatory lenders will issue a home mortgage in less time.  But beware – they routinely charge high mortgage interest rates, fees, and penalties for this privilege. A quality lender will expect you to show that you have cleaned up your credit.  Providing a reasonable explanation about the circumstances that led to the foreclosure – such as exuberant medical expenses – is also helpful.

Published with permission from RISMedia.


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